4850 S Granite St, Gilbert, AZ 85298 Property Records

Maricopa County property record for 4850 S Granite St, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,208 sqft · built 2005
Lot Size	0.174 acres (7,592 sqft)
Owner	Individual Name on File
Last Sale	$586,000 (Feb 2024)
Tax Bill	$2,766 (2025)
Deeds & Mortgages	Feb 2024 Transfer Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-72-506`

Property Details

APN / Parcel Number

Primary APN	`304-72-506`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,208 sqft Living Area
1st Floor Area	2,208 sqft

Exterior

Year Built	Built 2005
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,592 sqft (0.174 acres)
Parking Spaces	2 Parking Spaces
Pool Area	315 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4850 S GRANITE ST
City	GILBERT
State	AZ
Zip	85298-0806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	VISTA DEL ORO SOUTH AMD MCR 668-28
Legal Range	06E
Legal Township	02S
Legal Section	17
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	VISTA DEL ORO SOUTH AMD
Legal Lot Number	59
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1002
Census Tract	815902

Owner

4850 S Granite St is owned by an individual who bought it in February 2024.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	633 BASCOM HILL DR, BARABOO, WI 53913-3206
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Intrafamily Transfer, Transfer SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC
Feb 29, 2024	Warranty Deed, Transfer · Conventional Mortgage ONEAZ CU
Mar 29, 2023	Warranty Deed, Transfer · VA Mortgage USAA FSB
Apr 15, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2024 · Amount on File
Deed Sale	Feb 29, 2024 · Amount on File
Prior Sale	Feb 29, 2024 · Amount on File
Deed Document Number	20240104628
Record Updated	Jun 8, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 29, 2024
Property Address	4850 S GRANITE ST, GILBERT, AZ 85298-0806
Document Number	0000104629
Map Reference	MB 668 PG 28
Instrument Date	Feb 27, 2024
Instrument	20240104629
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 BASCOM HILL DR, BARABOO, WI 53913-3206

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 29, 2024
Property Address	4850 S GRANITE ST, GILBERT, AZ 85298-0806
Document Number	0000104628
Map Reference	MB 668 PG 28
Instrument Date	Feb 22, 2024
Instrument	20240104628
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4850 S GRANITE ST, GILBERT, AZ 85298-0806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 BASCOM HILL DR, BARABOO, WI 53913-3206

Mortgage

Document Number	0000104630
Date	Feb 29, 2024
Instrument	20240104630

Lender

Name	ONEAZ CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Mar 6, 2029
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Margin	3
Max Rate	11.7%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 29, 2023
Property Address	4850 S GRANITE ST, GILBERT, AZ 85298-0806
Document Number	0000157355
Map Reference	MB 668 PG 28
Instrument Date	Mar 14, 2023
Instrument	20230157355
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4850 S GRANITE ST, GILBERT, AZ 85298-0806

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4850 S GRANITE ST, GILBERT, AZ 85298-0806

Mortgage

Document Number	0000157356
Date	Mar 29, 2023
Instrument	20230157356

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 15, 2020
Property Address	4850 S GRANITE ST, GILBERT, AZ 85298-0806
Document Number	0000321772
Map Reference	MB 668 PG 28
Instrument Date	Apr 1, 2020
Instrument	20200321772
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	VALLEYWIDE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	4850 S GRANITE ST, GILBERT, AZ 85298-0806

Mortgage

Document Number	0000321773
Date	Apr 15, 2020
Instrument	20200321773

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4850 S Granite St was $2,766.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,900	$529,000 Land $105,800 Building $423,200
2025	$2,766.00
2024		$52,600	$526,000 Land $105,200 Building $420,800
2023	$2,227.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4850 S Granite St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4850 S Granite St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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