Hamilton County property record for 4850 Prospect Ave, Blue Ash, OH 45242
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,096 sqft · built 1948 |
| Lot Size | 0.171 acres (7,449 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Jan 2021) |
| Tax Bill | $4,095 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 612-0040-0021-00 |
| Primary APN | 612-0040-0021-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,096 sqft Living Area |
| Gross Area | 3,678 sqft |
| 1st Floor Area | 928 sqft |
| 2nd Floor Area | 1,000 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 168 sqft |
| Unfinished Basement | 582 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,449 sqft (0.171 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 1,000 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4850 PROSPECT AVE |
|---|---|
| City | BLUE ASH |
| State | OH |
| Zip | 45242-6235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | PROSPECT 50 X 150 LOT 21 EARNDALE SUB |
| Legal Subdivision | EARNDALE SUB |
| Legal Lot Number | 21 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | BLUE ASH |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 23522 |
4850 Prospect Ave is owned and occupied by an individual who bought it in January 2021.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4850 PROSPECT AVE, BLUE ASH, OH 45242-6235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage SIBCY CLINE MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2021 · Amount on File |
| Deed Sale | Jan 12, 2021 · Amount on File |
| Prior Sale | Nov 15, 2016 · Amount on File |
| Deed Document Number | 20214968 |
| Deed Book / Page | 14332 / 1905 |
| Prior Transfer Date | Sep 20, 2007 |
| Prior Transfer Doc | 0000000408 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4850 PROSPECT AVE, BLUE ASH, OH 45242-6235 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4850 PROSPECT AVE, BLUE ASH, OH 45242-6235 |
| Document Number | 0000146639 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | 14558/872 |
| Instrument | 2021-0146639 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Nov 15, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 12, 2021 |
| Property Address | 4850 PROSPECT AVE, BLUE ASH, OH 45242-6235 |
| Document Number | 0000004968 |
| Book / Page | 14332 / 1905 |
| Map Reference | MB 10 PG 16 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2021-0004968 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,080.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4850 PROSPECT AVE, BLUE ASH, OH 45242-6235 |
| Document Number | 0000004969 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2021-0004969 |
| Name | SIBCY CLINE MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 4850 Prospect Ave was $4,095, up 2.5% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Blue Ash City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,095.00 (+2.53%) | $94,430 (-) Land $29,400 Building $65,030 | $269,800 Land $84,000 Building $185,800 |
| 2024 | $3,994.00 (-0.5%) | $94,430 (-) Land $29,400 Building $65,030 | |
| 2023 | $4,014.00 (-12.87%) | $94,430 (+4.74%) Land $29,400 Building $65,030 | $269,800 Land $84,000 Building $185,800 |
| 2022 | $4,607.00 Homeowner's exemption | $90,160 Land $11,270 Building $78,890 | |
| 2020 | $257,600 Land $32,200 Building $225,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4850 Prospect Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4850 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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