4850 Old Creek Rd, Morganton, NC 28655 Property Records

Burke County property record for 4850 Old Creek Rd, Morganton, NC 28655

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 2,486 sqft · built 2015
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Dec 2023)
Tax Bill	$2,294 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2711416694`

Property Details

APN / Parcel Number

Primary APN	`2711416694`
Alternative APNs	`2711416979` `20201`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,486 sqft Living Area
1st Floor Area	2,056 sqft
Flooring	Wood

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2020
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	81,893 sqft (1.88 acres)
Garage Type	Attached
Garage Area	2,100 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	392 sqft
Deck Area	280 sqft
Patio Area	280 sqft
Lean-To	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4850 OLD CREEK RD
City	MORGANTON
State	NC
Zip	28655-8146
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RURAL MIXE
Legal Description	LOB PL59-98
Legal Subdivision	SURVEY FOR BENNIE C GREENE
Jurisdiction	BURKE NC
Township / Civil Division	UPPER FORK
Census Block Group	3
Census Block	3003
Census Tract	21302

Owner

4850 Old Creek Rd, a residential property, is owned and occupied by two individuals who bought it in December 2023.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4850 OLD CREEK RD, MORGANTON, NC 28655-8146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 29, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 9, 2022	Warranty Deed, Transfer
Aug 8, 2022	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on File
Deed Sale	Dec 29, 2023 · Amount on File
Prior Sale	Aug 9, 2022 · Amount on File
Deed Document Number	202323012025
Deed Book / Page	2723 / 237
Prior Transfer Date	Aug 28, 2015
Prior Transfer Doc	0022020252
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Jul 13, 2026
Property Address	4850 OLD CREEK RD, MORGANTON, NC 28655-8146
Document Number	0026006457
Book / Page	2884 / 219
Instrument Date	Jul 8, 2026
Instrument	202626006457
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4850 OLD CREEK RD, MORGANTON, NC 28655-8146

Mortgage

Document Number	0026006457,
Date	Jul 13, 2026
Book Page	2884/219
Instrument	202626006457

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 29, 2023
Property Address	4850 OLD CREEK RD, MORGANTON, NC 28655-8146
Document Number	0027230237
Book / Page	2723 / 237
Map Reference	MB 59 PG 98
Instrument Date	Dec 29, 2023
Instrument	2023012025
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4350 BOULDER DR, MORGANTON, NC 28655-6063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4850 OLD CREEK RD, MORGANTON, NC 28655-8146

Mortgage

Document Number	2023012026
Date	Dec 29, 2023
Instrument	2023012026

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 9, 2022
Property Address	4850 OLD CREEK RD, MORGANTON, NC 28655-8146
Document Number	0026390137
Book / Page	2639 / 137
Map Reference	MB 59 PG 98
Instrument Date	Jul 18, 2022
Instrument	2021024426
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 854, MORGANTON, NC 28680-0854

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 8, 2022
Property Address	4850 OLD CREEK RD, MORGANTON, NC 28655-8146
Document Number	0026380940
Book / Page	2638 / 940
Map Reference	MB 59 PG 98
Instrument Date	Jul 6, 2022
Instrument	2022024397
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$786.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4750 GARDENIA CIR, 4750, ROCKY MOUNT, NC 27804-9500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4850 OLD CREEK RD, MORGANTON, NC 28655-8146
Investor	Possibly a Property Investor

Mortgage

Document Number	2022024398
Date	Aug 8, 2022
Instrument	2022024398

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4850 Old Creek Rd was $2,294, up 0.2% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,294.00 (+0.22%)	$332,942 (-) Land $23,177 Building $309,765	$332,942 (-) Land $23,177 Building $309,765
2025	$2,289.00	$332,942 Land $23,177 Building $309,765	$332,942 Land $23,177 Building $309,765
2023	$1,899.00	$272,424 Land $23,177 Building $249,247	$272,424 Land $23,177 Building $249,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4850 Old Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4850 Old Creek Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURKE CO. WATER-SOUTH serves 5,207 people · EPA ID NC0112075
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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