4850 Oberlin Ave, Lorain, OH 44053 Property Records

Lorain County property record for 4850 Oberlin Ave, Lorain, OH 44053

Property Summary

Property Type	Commercial
Details	4,296 sqft · built 1985
Lot Size	3.23 acres (140,699 sqft)
Owner	Company Name on File
Last Sale	$150,000 (Apr 1998)
Tax Bill	$11,547 (2024)
Deeds & Mortgages	Jun 2019 Line of Credit Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-02-005-101-034`

Property Details

APN / Parcel Number

Primary APN	`02-02-005-101-034`

Interior

Stories	1 Story
Building Area	4,296 sqft Total Area

Exterior

Year Built	Built 1985
Lot Area	140,699 sqft (3.23 acres)
Pool Area	1,680 sqft
Total Buildings	5 Buildings

Location & Zoning

Street Address	4850 OBERLIN AVE
City	LORAIN
State	OH
Zip	44053-3428
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	RIVIERA SWIM CLUB
Legal Subdivision	BLACK RIVER 05
Legal Tract	2
Legal Block	101
Legal Lot Number	5
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1007
Census Tract	24200

Owner

4850 Oberlin Ave, a commercial property, is owned by a company that bought it in April 1998.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Company Name on File
Mailing Address	4846 OBERLIN AVE # 4850, 4850, LORAIN, OH 44053-3428
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2019	Deed of Trust, Mortgage · Line of Credit NORTHWEST BK
Jun 26, 2019	Deed of Trust, Mortgage · Line of Credit NORTHWEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 1998 · Amount on File
Deed Sale	Apr 2, 1998 · Amount on File
Deed Document Number	527427
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4850 OBERLIN AVE, LORAIN, OH 44053-3428
Document Number	0000721187
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4846 OBERLIN AVE #50 LORAIN OH 440533428, 50, LORAIN, OH 44053-3428

Mortgage

Document Number	0000721187
Date	Jul 9, 2019
Instrument	721187

Lender

Name	NORTHWEST BK
Type	Bank
Address	LORAIN, OH 44052

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4850 OBERLIN AVE, LORAIN, OH 44053-3428
Document Number	0000721186
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4846 OBERLIN AVE #50 LORAIN OH 440533428, 50, LORAIN, OH 44053-3428

Mortgage

Document Number	0000721186
Date	Jul 9, 2019
Instrument	721186

Lender

Name	NORTHWEST BK
Type	Bank
Address	LORAIN, OH 44052

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$11,547.00 (-0.76%)	$180,782 (+22.07%) Land $42,987 Building $137,795	$516,520 (+22.07%) Land $122,820 Building $393,700
2023	$11,636.00	$148,096 Land $41,969 Building $106,127	$423,130 Land $119,910 Building $303,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4850 Oberlin Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1981–2014)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4850 Oberlin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Windstream.

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