Osceola County property record for 4850 Holopaw Rd, Saint Cloud, FL 34773
| Property Type | Commercial Office |
|---|---|
| Details | 2 bd · 4 ba · 3,390 sqft · built 1963 |
| Lot Size | 0.908 acres (39,552 sqft) |
| Owner | Company Name on File |
| Last Sale | $975,000 (Oct 2023) |
| Tax Bill | $10,128 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Oct 2023 Sale & Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-27-32-0000-0020-0000 |
| Primary APN | 14-27-32-0000-0020-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 3,390 sqft Gross Area |
| 1st Floor Area | 3,300 sqft |
| Flooring | Tile |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 39,552 sqft (0.908 acres) |
| Lot Dimensions | 155 ft deep x 183 ft wide |
| Garage Area | 13 sqft |
| Porch | Finished/Open Porch |
| Patio Area | 1,540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4850 HOLOPAW RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9370 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | OAR1 |
| Legal Description | BEG 208.71 FT S OF SE COR OF JCT OF HWYS 441 & 192, CONT S ALONG RD R/W 258.1 FT, N87 DEG 10 MIN W 155 FT N ALONG 252.3 FT, N 89 DEG 45 MIN E 155 FT TO POB |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 0000 |
| Legal Block | 20 |
| Legal Lot Number | 20 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 43802 |
Source: Osceola County records · APN 14-27-32-0000-0020-0000
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4850 HOLOPAW RD, SAINT CLOUD, FL 34773-9370 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 09, 2023 | Deed of Trust, Mortgage · SBA Mortgage FAIRWINDS CU |
| Oct 09, 2023 | Warranty Deed, Transfer · Construction Mortgage FAIRWINDS CU |
| Jan 18, 2022 | Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK |
| Jan 30, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 26, 2017 | Warranty Deed, Transfer · Conventional with PMI BETTY A ROCKEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 09, 2023 · Amount on Record |
| Deed Sale | Oct 09, 2023 · Amount on Record |
| Prior Sale | Oct 26, 2017 · Amount on Record |
| Deed Document Number | 2023132972 |
| Deed Book / Page | 6487 / 221 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4850 HOLOPAW RD, SAINT CLOUD, FL 34773-9370 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4850 HOLOPAW RD, SAINT CLOUD, FL 34773-9370 |
| Document Number | 0064870255 |
|---|---|
| Date | Oct 09, 2023 |
| Book Page | 6487/255 |
| Instrument | 2023132976 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 09, 2023 |
| Property Address | 4850 HOLOPAW RD, SAINT CLOUD, FL 34773-9370 |
| Document Number | 0064870221 |
| Book / Page | 6487 / 221 |
| Instrument Date | Oct 06, 2023 |
| Instrument | 2023132972 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,825.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4850 HOLOPAW RD, SAINT CLOUD, FL 34773-9370 |
| Name | Verified Name |
|---|---|
| Address | 4850 HOLOPAW RD, SAINT CLOUD, FL 34773-9370 |
| Document Number | 0064870223 |
|---|---|
| Date | Oct 09, 2023 |
| Book Page | 6487/223 |
| Instrument | 2023132973 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32801 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4850 HOLOPAW RD, SAINT CLOUD, FL 34773-9370 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4850 HOLOPAW RD, SAINT CLOUD, FL 34773-9370 |
| Document Number | 0061302957 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 6130/2957 |
| Instrument | 2022008915 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, FL 34769 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 13, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 30, 2019 |
| Property Address | 4850 HOLOPAW RD, SAINT CLOUD, FL 34773-9370 |
| Document Number | 0054692755 |
| Book / Page | 005469 / 002755 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 12217 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 127 E 13TH ST ST CLOUD FL 347694749, ST CLOUD, FL 34769-4749 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 26, 2017 |
| Property Address | 4850 HOLOPAW RD, SAINT CLOUD, FL 34773-9370 |
| Document Number | 0052302107 |
| Book / Page | 005230 / 002107 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 154260 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4850 HOLOPAW RD ST CLOUD FL 347739370, ST CLOUD, FL 34773-9370 |
| Document Number | 52302108 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 005230/002108 |
| Instrument | 154261 |
| Name | BETTY A ROCKEY |
|---|---|
| Address | 9200 ATLAS DR, ST CLOUD, FL 34773-9680 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 25, 2022 |
| Rate | 7% |
|---|
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,128.00 (+15.16%) | $626,100 (+27%) Land $284,800 Building $341,300 | $626,100 (+27%) Land $284,800 Building $341,300 |
| 2023 | $8,795.00 (+11.16%) | $493,000 (+9.82%) Land $192,200 Building $300,800 | $493,000 (+9.82%) Land $192,200 Building $300,800 |
| 2022 | $7,912.00 | $448,900 Land $160,200 Building $288,700 | $448,900 Land $160,200 Building $288,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 110 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Wildfire Risk | High above 89% of the US · above 82% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 7 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3494429, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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