4850 E State St, Rockford, IL 61108 Property Records

Winnebago County property record for 4850 E State St, Rockford, IL 61108

Property Summary

Property Type	Commercial
Details	42,564 sqft · built 1966
Lot Size	2.55 acres (111,078 sqft)
Owner	Company Name on Record
Last Sale	$855,000 (Sep 2017)
Tax Bill	$48,023 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`173A349A`

Property Details

APN / Parcel Number

Primary APN	`173A349A`
Alternative APN	`1229228024`

Interior

Units	166 Units
Stories	3 Stories
Building Area	42,564 sqft Gross Area
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Construction Type	Frame
Lot Area	111,078 sqft
View / Lot	Traffic

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	173A349A
Street Address	4850 E STATE ST
City	ROCKFORD
State	IL
Zip	61108-2209
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C3
Legal Description	COLLEGE VIEW SUB PT E 1/2 NE1/4 SEC 29-44-2 BEG SE COR LT 19 SW 138.72 FT N139.82 FT W 124.51 FT N
Legal Range	2
Legal Township	44
Legal Section	29
Legal Subdivision	COLLEGE VIEW SUB
Legal Lot Number	19
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1022
Census Tract	507

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1135 FIELDSTONE LN, BARTLETT, IL 60103-1802
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Line of Credit MILLENNIUM BK
Dec 14, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/OTTAWA
Sep 7, 2017	Grant Deed, Transfer · Line of Credit FIRST NAT'L BK/OTTAWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2017 · Amount on Record
Deed Sale	Sep 7, 2017 · Amount on Record
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	4850 E STATE ST, ROCKFORD, IL 61108-2209
Document Number	0001030548
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4850 E STATE ST ROCKFORD IL 611082209, ROCKFORD, IL 61108-2209

Mortgage

Document Number	0001030548
Date	Oct 9, 2020
Instrument	1030548

Lender

Name	MILLENNIUM BK
Type	Bank
Address	2077 MINER ST, DES PLAINES, IL 60016-4711

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	4850 E STATE ST, ROCKFORD, IL 61108-2209
Document Number	0001037582
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Feb 4, 2019
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1135 FIELDSTONE LN BARTLETT IL 601031802, BARTLETT, IL 60103-1802

Mortgage

Document Number	0001037582
Date	Dec 28, 2018
Instrument	1037582

Lender

Name	FIRST NAT'L BK/OTTAWA
Type	Bank
Address	701 LA SALLE ST, OTTAWA, IL 61350-5011

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 7, 2017
Property Address	4850 E STATE ST, ROCKFORD, IL 61108-2209
Document Number	0001027430
Instrument Date	Aug 25, 2017
Instrument	1027430
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,282.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1135 FIELDSTONE LN BARTLETT IL 601031802, BARTLETT, IL 60103-1802

Mortgage

Document Number	1027431
Date	Sep 7, 2017
Instrument	1027431

Lender

Name	FIRST NAT'L BK/OTTAWA
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$48,023.00 (+3.82%)	$543,930 (+11.43%) Land $254,398 Building $289,532	$1,631,790 (+11.43%) Land $763,194 Building $868,596
2024	$46,257.00	$488,136 (+26.88%) Land $228,303 Building $259,833	$1,464,408 (+26.88%) Land $684,909 Building $779,499
2022		$384,713 Land $179,932 Building $204,781	$1,154,139 Land $539,796 Building $614,343

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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