4850 Claire Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4850 Claire Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,198 sqft · built 1973
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,575 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-260-32-00`

Property Details

APN / Parcel Number

Primary APN	`122-260-32-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,198 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4850 CLAIRE DR
City	OCEANSIDE
State	CA
Zip	92057-3531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 32 TR 007103
Legal Subdivision	MISSION VALLEY BALL PARK
Legal Tract	007103
Legal Block	2
Legal Lot Number	32
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2008
Census Tract	18617

Owner

4850 Claire Dr is owned and occupied by two individuals who acquired it in March 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4850 CLAIRE DR, OCEANSIDE, CA 92057-3531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Intrafamily Transfer, Transfer · FHA Mortgage LENDING FORCE LLC
Aug 31, 2023	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO
Aug 31, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026
Deed Sale	Mar 16, 2026
Prior Sale	Aug 31, 2023 · Amount on File
Deed Document Number	202670602
Prior Transfer Date	Oct 22, 1993
Prior Transfer Doc	0000721173
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 16, 2026
Property Address	4850 CLAIRE DR, OCEANSIDE, CA 92057-3531
Document Number	0000070602
Map Reference	MAP 7103
Instrument Date	Feb 23, 2026
Instrument	2026-0070602
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	UNLS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4850 CLAIRE DR, OCEANSIDE, CA 92057-3531

Mortgage

Document Number	0000070603
Date	Mar 16, 2026
Instrument	2026-0070603

Lender

Name	LENDING FORCE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	5%

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2023
Property Address	4850 CLAIRE DR, OCEANSIDE, CA 92057-3531
Document Number	0000237910
Map Reference	MAP 7103
Instrument Date	Aug 22, 2023
Instrument	2023-0237910
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4850 CLAIRE DR, OCEANSIDE, CA 92057-3531

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2023
Property Address	4850 CLAIRE DR, OCEANSIDE, CA 92057-3531
Document Number	0000237909
Map Reference	MAP 7103
Instrument Date	Aug 17, 2023
Instrument	2023-0237909
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4850 CLAIRE DR, OCEANSIDE, CA 92057-3531

Mortgage

Document Number	0000237911
Date	Aug 31, 2023
Instrument	2023-0237911

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4850 Claire Dr was $7,575, up 2% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$686,662 (+2%) Land $528,201 Building $158,461
2025	$7,575.00 (+1.95%)	$673,199 Land $517,845 Building $155,354
2024	$7,430.00 (+1,170.09%)
2023	$585.00 (+1.92%) Homeowner's exemption	$55,462 Land $16,626 Building $38,836
2022	$574.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4850 Claire Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4850 Claire Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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