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4850 Capitola Rd, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4850 Capitola Rd, Capitola, CA 95010

Property Summary

Property TypeRetail Store
Details2,956 sqft · built 1964
Lot Size0.158 acres (6,882 sqft)
Owner2 Trust Names on Record
Last Sale$325,000 (Sep 1995)
Tax Bill$7,065 (2025)
Deeds & MortgagesAug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN034-035-19

Property Details

APN / Parcel Number

Primary APN034-035-19
Alternative APN
  • 034-035-19-000

Interior

Stories1 Story
Building Area2,956 sqft Gross Area
1st Floor Area2,956 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Lot Area6,882 sqft (0.158 acres)

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4850 CAPITOLA RD
CityCAPITOLA
StateCA
Zip95010-3811
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Store
Legal SubdivisionOPAL 01
Legal Block1
Legal Lot Number9,10
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1002
Census Tract121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address4850 CAPITOLA RD, CAPITOLA, CA 95010-3811
Owner TypeIndividual
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 1995 · Amount on Record
Deed SaleSep 1, 1995 · Amount on Record
Deed Document Number199545020
Deed Book / Page5724 / 40
Last Transfer DateAug 23, 2018
Transfer Doc0000026082
Record UpdatedSep 20, 2026

August 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateAug 27, 2018
Property Address4850 CAPITOLA RD, CAPITOLA, CA 95010-3811
Document Number0000026082
Map ReferenceMB 18 PG 40
Instrument DateAug 23, 2018
Instrument2018-0026082
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4850 CAPITOLA RD, CAPITOLA, CA 95010-3811

Mortgage

Document Number0000026083
DateAug 27, 2018
Instrument2018-0026083
Lender
NameLIGHTHOUSE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$550,716 (+2%) Land $305,012 Building $245,704
2025$7,065.00 (+9.79%)$539,918 (+4.04%) Land $299,032 Building $240,886
2023$6,435.00 (+0.53%)$518,952 Land $287,420 Building $231,532
2022$6,401.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Surfnet Communications
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

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