Hennepin County property record for 4850 109th Ave N, Champlin, MN 55316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,442 sqft · built 1973 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,791 (Sep 2017) |
| Tax Bill | $3,765 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-120-21-44-0084 |
| Primary APN | 33-120-21-44-0084 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,442 sqft Living Area |
| Gross Area | 3,071 sqft |
| 1st Floor Area | 1,442 sqft |
| Basement Area | 909 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Dimensions | 152 ft deep x 160 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 4850 109TH AVE N |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-3534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLOCK 002 B NOKOMIS PASS S 160X152 |
| Legal Range | 21 |
| Legal Township | 120 |
| Legal Section | 33 |
| Legal Quarter | 44 |
| Legal Subdivision | NOKOMIS PASS |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 26906 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4850 109TH AVE N, CHAMPLIN, MN 55316-3534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU |
| Sep 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage WINGS FIN'L FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2017 · Amount on Record |
| Deed Sale | Sep 26, 2017 · Amount on Record |
| Prior Sale | May 3, 2006 · Amount on Record |
| Deed Document Number | 201710484399 |
| Last Transfer Date | Apr 28, 2022 |
| Transfer Doc | 0004372829 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4850 109TH AVE N, CHAMPLIN, MN 55316-3534 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A11055572 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | A11055572 |
| Name | TRUSTONE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55447 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 12, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Sep 26, 2017 |
| Property Address | 4850 109TH AVE N, CHAMPLIN, MN 55316-3534 |
| Document Number | 0010484399 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 10484399 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2017 |
| Title Company | TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $699.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4850 109TH AVE N CHAMPLIN MN 553163534, CHAMPLIN, MN 55316-3534 |
| Document Number | 10484400 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 10484400 |
| Name | WINGS FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | APPLE VALLEY, MN 55124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,765.00 (-2.16%) Homeowner's exemption | $322,000 (-3.94%) Land $104,500 Building $217,500 | $322,000 (-3.94%) Land $104,500 Building $217,500 |
| 2024 | $3,848.00 (+4.68%) | $335,200 (+1.27%) Land $118,800 Building $216,400 | $335,200 (+1.27%) Land $118,800 Building $216,400 |
| 2023 | $3,676.00 Homeowner's exemption | ||
| 2022 | $331,000 Land $121,000 Building $210,000 | $331,000 Land $121,000 Building $210,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Champlin serves 23,919 people · EPA ID MN1270006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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