485 Windsor Cir, Tupelo, MS 38804 Property Records

Lee County property record for 485 Windsor Cir, Tupelo, MS 38804

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,652 sqft · built 1985
Owner	Individual Name on Record
Tax Bill	$1,751 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`088T-27-073-05`

Property Details

APN / Parcel Number

Primary APN	`088T-27-073-05`
Alternative APNs	`006294` `6294`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,652 sqft Heated Area
Gross Area	2,013 sqft
1st Floor Area	1,652 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	006294
Old Parcel Number	088T-27-073-05
Street Address	485 WINDSOR CIR
City	TUPELO
State	MS
Zip	38804-8037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT SW1/4 SW1/4
Legal Range	06E
Legal Township	09S
Legal Section	27
Legal Subdivision	0615: WINDSOR PLACE
Jurisdiction	LEE MS
Township / Civil Division	1
Census Block Group	1
Census Block	1044
Census Tract	950502

Owner

Source: Lee County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	485 WINDSOR CIR, TUPELO, MS 38804-8037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI
Feb 23, 2022	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 6, 2019	Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI
May 17, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 17, 2018
Transfer Doc	2018005818
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	485 WINDSOR CIR, TUPELO, MS 38804-8037
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 WINDSOR CIR, TUPELO, MS 38804-8037

Mortgage

Document Number	2023008033
Date	Jul 17, 2023
Instrument	2023008033

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Term	60 Months
Due	Jul 5, 2028

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	485 WINDSOR CIR, TUPELO, MS 38804-8037
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 WINDSOR CIR, TUPELO, MS 38804-8037

Mortgage

Document Number	2022002594
Date	Feb 23, 2022
Instrument	2022002594

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	313 Months
Due	Mar 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	485 WINDSOR CIR, TUPELO, MS 38804-8037
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 WINDSOR CIR, TUPELO, MS 38804-8037

Mortgage

Document Number	2019011548
Date	Sep 6, 2019
Instrument	2019011548

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Term	46 Months
Due	Jul 5, 2023

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE MS
Recording Date	May 17, 2018
Property Address	485 WINDSOR CIR, TUPELO, MS 38804-8037
Document Number	2018005818
Instrument Date	May 14, 2018
Instrument	2018005818
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 WINDSOR CIR, TUPELO, MS 38804-8037

Tax Assessment & Valuation

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,751.00 (+9.99%) Homeowner's exemption	$12,883 (+8.24%)	$128,830 (+8.24%) Land $30,000 Building $98,830
2023	$1,592.00 Homeowner's exemption	$11,902	$119,020 Land $30,000 Building $89,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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