485 West St, Brodhead, KY 40409 Property Records

Rockcastle County property record for 485 West St, Brodhead, KY 40409

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1930
Lot Size	1.11 acres (48,569 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Nov 2019)
Tax Bill	$1,302 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013E-02-003`

Property Details

APN / Parcel Number

Primary APN	`013E-02-003`
Alternative APNs	`2082301` `1128701`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	768 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,569 sqft (1.11 acres)
Driveway	Gravel Driveway
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Water Source	Commercial

Location & Zoning

Account Number	1128701
Street Address	485 WEST ST
City	BRODHEAD
State	KY
Zip	40409-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 1.115 ACRES
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2005
Census Tract	950201

Owner

Source: Rockcastle County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	485 W MAIN ST, BRODHEAD, KY 40409-8894
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK
Nov 20, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2019 · Amount on Record
Deed Sale	Nov 20, 2019 · Amount on Record
Prior Sale	Jan 6, 2011 · Amount on Record
Deed Document Number	2019163266
Deed Book / Page	271 / 204
Prior Transfer Date	Mar 2, 2016
Prior Transfer Doc	DEED255/386
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	485 WEST ST, BRODHEAD, KY 40409-8227
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M287/617
Date	Aug 31, 2018
Book Page	M287/617
Instrument	151659

Lender

Name	PNC BANK NA
Type	Bank
Address	DANVILLE, KY 40422

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	485 WEST ST, BRODHEAD, KY 40409-8227
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 WEST ST, BRODHEAD, KY 40409-8227

Mortgage

Document Number	00M315/294
Date	May 4, 2021
Book Page	M315/294
Instrument	367103

Lender

Name	CITIZENS BANK
Type	Bank
Address	MOUNT VERNON, KY 40456

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 23, 2051

Interest

Rate Type	Adjustable Rate

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Nov 20, 2019
Property Address	485 WEST ST, BRODHEAD, KY 40409-8227
Document Number	000271/204
Book / Page	271 / 204
Instrument Date	Nov 19, 2019
Instrument	163266
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 725, BRODHEAD, KY 40409-0725

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	485 W MAIN ST, BRODHEAD, KY 40409-8894

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Brodhead City
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,302.00 (+12.44%)	$160,000 (+14.29%)	$160,000 (+14.29%)
2023	$1,158.00	$140,000	$140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRODHEAD WATER WORKS serves 1,613 people · EPA ID KY1020889
Water Source	Purchased surface water from MT VERNON WATER WORKS
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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