485 Watson Rd, Chester, CA 96020 Property Records

Plumas County property record for 485 Watson Rd, Chester, CA 96020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 1995
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jun 2023)
Tax Bill	$3,658 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2025 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`100-383-012-000`

Property Details

APN / Parcel Number

Primary APN	`100-383-012-000`
Alternative APN	`100-383-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
Gross Area	2,136 sqft
Basement Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	100-383-012
Street Address	485 WATSON RD
City	CHESTER
State	CA
Zip	96020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7R
Legal Subdivision	LAKE ALMANOR FOREST
Legal Lot Number	128
Jurisdiction	PLUMAS CA
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2010
Census Tract	501

Owner

Source: Plumas County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1835, CHESTER, CA 96020-1835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · FHA Mortgage MISSION VIEJO HOME LOANS
Nov 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jun 2, 2023	Grant Deed, Transfer CAL-SIERRA TITLE COMPANY, CAL SIERRA TITLE COMPANY
Apr 30, 2021	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Apr 30, 2021	Grant Deed, Transfer CAL-SIERRA TITLE COMPANY, CAL SIERRA TITLE COMPANY
Apr 25, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 18, 2020	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Jul 12, 2018	Affidavit of Death, Transfer OTHER
Oct 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Apr 30, 2021 · Amount on Record
Deed Document Number	20232155
Transfer Doc	0000002657
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLUMAS CA
Recording Date	Sep 23, 2026
Property Address	485 WATSON RD, CHESTER, CA 96020
Document Number	0000004451
Instrument Date	Sep 17, 2026
Instrument	20264451
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	485 WATSON RD, CHESTER, CA 96020

Mortgage

Document Number	0000004451,
Date	Sep 23, 2026
Instrument	20264451

Lender

Name	MISSION VIEJO HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLUMAS CA
Property Address	485 WATSON RD, CHESTER, CA 96020
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	PRIORITY TITLE COMPANY, PRIORITY WEST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 WATSON RD, CHESTER, CA 96020

Mortgage

Document Number	0000005250
Date	Nov 14, 2025
Instrument	2025-0005250

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLUMAS CA
Recording Date	Jun 2, 2023
Property Address	485 WATSON RD, CHESTER, CA 96020
Document Number	0000002155
Map Reference	MB 4 PG 149
Instrument Date	May 31, 2023
Instrument	2023-0002155
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	CAL-SIERRA TITLE COMPANY, CAL SIERRA TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	66 SUNNYBROOK LN, OROVILLE, CA 95965-8112

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLUMAS CA
Recording Date	Apr 30, 2021
Property Address	485 WATSON RD, CHESTER, CA 96020
Document Number	0000002966
Map Reference	MB 4 PG 149
Instrument Date	Apr 27, 2021
Instrument	2021-0002966
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	CAL-SIERRA TITLE COMPANY, CAL SIERRA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6270 COLUMBINE RD, MAGALIA, CA 95954-9115

Mortgage

Document Number	0000002967
Date	Apr 30, 2021
Instrument	2021-0002967

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLUMAS CA
Recording Date	Apr 30, 2021
Property Address	485 WATSON RD, CHESTER, CA 96020
Document Number	0000002965
Map Reference	MB 4 PG 149
Instrument Date	Apr 27, 2021
Instrument	2021-0002965
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	CAL-SIERRA TITLE COMPANY, CAL SIERRA TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 MAIN ST # 3, 3, CHESTER, CA 96020

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLUMAS CA
Property Address	485 WATSON RD, CHESTER, CA 96020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001761
Date	Apr 25, 2019
Instrument	2019-0001761

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 9, 2039

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLUMAS CA
Property Address	485 WATSON RD, CHESTER, CA 96020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1908, CHESTER, CA 96020-1908

Mortgage

Document Number	0000008145
Date	Dec 18, 2020
Instrument	2020-0008145

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 17, 2035

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PLUMAS CA
Recording Date	Jul 12, 2018
Property Address	485 WATSON RD, CHESTER, CA 96020
Document Number	0000003478
Instrument Date	Jul 12, 2018
Instrument	3478
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	485 WATSON RD ARDEN NC 287048513, ARDEN, NC 28704-8513

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLUMAS CA
Recording Date	Oct 10, 2017
Property Address	485 WATSON RD, CHESTER, CA 96020
Document Number	0000005742
Instrument Date	Sep 26, 2017
Instrument	5742
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Plumas County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Plumas County
Unified School District	Plumas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$330,792 (+2%) Land $104,040 Building $226,752
2025	$3,658.00 (+71.66%) Homeowner's exemption	$324,306 (+63.88%) Land $102,000 Building $222,306
2023	$2,131.00 (+0.33%) Homeowner's exemption	$197,894 Land $43,878 Building $154,016
2022	$2,124.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER PUBLIC U.D. serves 2,187 people · EPA ID CA3210009
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DigitalPath Fixed Wireless	400 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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