485 W Bruce St, Harrisonburg, VA 22801 Property Records

Harrisonburg City property record for 485 W Bruce St, Harrisonburg, VA 22801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,796 sqft · built 1910
Lot Size	0.134 acres (5,825 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (May 2022)
Tax Bill	$3,133 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024 E 1`

Property Details

APN / Parcel Number

Primary APN	`024 E 1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,796 sqft Living Area
Basement Area	720 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1978
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Raised
Roof Material	Metal
Lot Area	5,825 sqft (0.134 acres)
Lot Dimensions	90 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Deck Area	30 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	485 W BRUCE ST
City	HARRISONBURG
State	VA
Zip	22801-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	QUADRANT 4 SS W BRUCE ST LOT 8 BLOCK 3 BROOKLAND ADD
Legal Subdivision	BROOKLAND ADD
Legal Block	3
Legal Lot Number	8
Jurisdiction	HARRISONBURG CITY VA
Township / Civil Division	HARRISONBURG
Census Block Group	2
Census Block	2009
Census Tract	301

Owner

485 W Bruce St is owned and occupied by an individual who bought it in May 2022.

Source: Harrisonburg City records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	485 W BRUCE ST, HARRISONBURG, VA 22801-1924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2022 · Amount on File
Deed Sale	May 12, 2022 · Amount on File
Deed Document Number	202211726
Deed Book / Page	5575 / 651
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRISONBURG CITY VA
Recording Date	May 12, 2022
Property Address	485 W BRUCE ST, HARRISONBURG, VA 22801-1924
Document Number	005575/651
Book / Page	5575 / 651
Map Reference	MB 324 PG 143
Instrument Date	Apr 19, 2022
Instrument	2022-11726
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	WEST VIEW TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	485 W BRUCE ST, HARRISONBURG, VA 22801-1924

Mortgage

Document Number	0202211727
Date	May 12, 2022
Instrument	2022-11727

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 485 W Bruce St was $3,133.

Source: Harrisonburg City assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Harrisonburg City
Unified School District	Harrisonburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,133.00	$310,200 (+2.27%) Land $50,000 Building $260,200	$310,200 (+2.27%) Land $50,000 Building $260,200
2025		$303,300 Land $50,000 Building $253,300	$303,300 Land $50,000 Building $253,300
2024	$2,995.00
2023		$246,300 Land $44,000 Building $202,300	$246,300 Land $44,000 Building $202,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 485 W Bruce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1984–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 W Bruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARRISONBURG serves 61,000 people · EPA ID VA2660345
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20