485 Verbena St, Roscoe, IL 61073 Property Records

Winnebago County property record for 485 Verbena St, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 1998
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$154,000 (May 2019)
Tax Bill	$5,778 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-32-353-008`

Property Details

APN / Parcel Number

Primary APN	`04-32-353-008`
Alternative APNs	`432353008` `032C341`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
Basement Area	1,746 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
Garage Area	528 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	032C341
Street Address	485 VERBENA ST
City	ROSCOE
State	IL
Zip	61073-6308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	CHICORY RIDGE NO 2 PT SW 1/4 SEC 32-46-2 LOT 41
Legal Range	2
Legal Township	46
Legal Section	32
Legal Lot Number	41
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	2
Census Block	2010
Census Tract	3901

Owner

485 Verbena St is owned and occupied by two individuals who bought it in May 2019.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	485 VERBENA ST, ROSCOE, IL 61073-6308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICU MTG
May 24, 2019	Grant Deed, Transfer · VA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on File
Deed Sale	May 24, 2019 · Amount on File
Deed Document Number	20191017938
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	485 VERBENA ST, ROSCOE, IL 61073-6308
Document Number	0001010508
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	MAGNUS TITLE AGENCY, MTA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	485 VERBENA ST ROSCOE IL 610736308, ROSCOE, IL 61073-6308

Mortgage

Document Number	0001010508
Date	Apr 23, 2020
Instrument	1010508

Lender

Name	AMERICU MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 24, 2019
Property Address	485 VERBENA ST, ROSCOE, IL 61073-6308
Document Number	0001017938
Instrument Date	May 17, 2019
Instrument	1017938
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	485 VERBENA ST ROSCOE IL 610736308, ROSCOE, IL 61073-6308

Mortgage

Document Number	1017939
Date	May 24, 2019
Instrument	1017939

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 485 Verbena St was $5,778 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,778.00	$74,785 Land $17,222 Building $57,563	$224,355 Land $51,666 Building $172,689
2022	Homeowner's exemption	$56,035 Land $12,904 Building $43,131	$168,105 Land $38,712 Building $129,393

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 485 Verbena St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 485 Verbena St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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