485 Valley Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 485 Valley Rd, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,263 sqft · built 1979
Lot Size	0.394 acres (17,153 sqft)
Owner	Company Name on File
Last Sale	$799,000 (Apr 2021)
Tax Bill	$18,676 (2024)
Deeds & Mortgages	May 2023 Transfer Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-04-301-042`

Property Details

APN / Parcel Number

Primary APN	`16-04-301-042`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,263 sqft Living Area
Gross Area	5,610 sqft
1st Floor Area	1,771 sqft
2nd Floor Area	1,492 sqft
Upper Floors Area	1,492 sqft
Basement Area	1,771 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	17,153 sqft (0.394 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	485 VALLEY RD
City	LAKE FOREST
State	IL
Zip	60045-2945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERT W KENDLERS PONDS SUB LOT 33 & 1/156 INTERST IN OUTLOT S A-B- C & D
Legal Subdivision	ROBERT W KENDLERS PONDS SUB
Legal Lot Number	33,1
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	1
Census Block	1021
Census Tract	864602

Owner

485 Valley Rd is owned by a company that acquired it in May 2023 and is owner-occupied.

Source: Lake County records, as of April 29, 2026

Owner of Record	Company Name on File
Mailing Address	485 VALLEY RD, LAKE FOREST, IL 60045-2945
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Intrafamily Transfer, Transfer
Apr 26, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2021 · Amount on File
Deed Sale	Apr 26, 2021 · Amount on File
Prior Sale	Oct 29, 2002 · Amount on File
Deed Document Number	20217780356
Last Transfer Date	May 19, 2023
Transfer Doc	0007975513
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	May 30, 2023
Property Address	485 VALLEY RD, LAKE FOREST, IL 60045-2945
Document Number	0007975513
Map Reference	DOC 1928655
Instrument Date	May 19, 2023
Instrument	7975513
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	485 VALLEY RD, LAKE FOREST, IL 60045-2945

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IL
Recording Date	Apr 26, 2021
Property Address	485 VALLEY RD, LAKE FOREST, IL 60045-2945
Document Number	0007780356
Map Reference	MB 66 PG 18-20
Instrument Date	Mar 25, 2021
Instrument	7780356
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$799.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	485 VALLEY RD, LAKE FOREST, IL 60045-2945

Mortgage

Document Number	0007780357
Date	Apr 26, 2021
Instrument	7780357

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$337,245 Land $103,019 Building $234,226	$1,011,836 Land $309,088 Building $702,748
2024	$18,676.00 (+28.8%)
2023	$14,500.00 (+8.14%)	$294,009 (+18.72%) Land $89,811 Building $204,198	$882,115 (+18.72%) Land $269,460 Building $612,655
2022	$13,408.00	$247,643 Land $96,698 Building $150,945	$743,003 Land $290,123 Building $452,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 485 Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1978–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 Valley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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