485 Timber Ridge Ln, Gorham, IL 62940 Property Records

Jackson County property record for 485 Timber Ridge Ln, Gorham, IL 62940

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,688 sqft · built 1990
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on Record
Tax Bill	$12,054 (2025)
Deeds & Mortgages	Jan 2021 Refinance Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-08-200-006`

Property Details

APN / Parcel Number

Primary APN	`13-08-200-006`
Alternative APN	`13-08-200-006-0040`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,688 sqft Living Area
2nd Floor Area	1,840 sqft
Basement Area	1,840 sqft
Finished Basement	1,688 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	653,400 sqft (15 acres)
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway
Driveway Area	624 sqft

Exterior Amenities

Porch	Slab
Patio Area	208 sqft
Shed	1 Shed
Shed Area	1,200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	485 TIMBER RIDGE LN
City	GORHAM
State	IL
Zip	62940-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW 1/4 NE 1/4 8-9-3 722/597 761/432 807/848 816/789 2022R004799 2025R004479
Jurisdiction	JACKSON IL
Township / Civil Division	SAND RIDGE
Census Block Group	2
Census Block	2122
Census Tract	10300

Owner

Source: Jackson County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	485 TIMBER RIDGE LN, GORHAM, IL 62940-2207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance REGIONS BANK
Sep 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY PARTNERS SAVINGS BANK
Mar 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY PARTNERS SAVINGS BANK
Sep 24, 2025	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK OF INDIANA
Oct 21, 2022	Deed, Transfer · Stand-Alone First Mortgage COMMUNITY PRTNRS SB

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	485 TIMBER RIDGE LN, GORHAM, IL 62940-2207
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000243
Date	Jan 13, 2021
Instrument	2021R000243

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2050

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	485 TIMBER RIDGE LN, GORHAM, IL 62940-2207
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003833
Date	Sep 14, 2023
Instrument	2023R003833

Lender

Name	COMMUNITY PARTNERS SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2024

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IL
Property Address	485 TIMBER RIDGE LN, GORHAM, IL 62940-2207
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001172
Date	Mar 12, 2025
Instrument	2025R001172

Lender

Name	COMMUNITY PARTNERS SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	235 Months
Due	Oct 1, 2044

Interest

Rate Type	Adjustable Rate

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IL
Recording Date	Sep 24, 2025
Property Address	485 TIMBER RIDGE LN, GORHAM, IL 62940-2207
Document Number	0000004479
Instrument Date	Sep 22, 2025
Instrument	2025R004479
Transaction Type	Transfer
Record Updated	Oct 14, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W197N5622 POWELL CT, MENOMONEE FALLS, WI 53051-2302

Mortgage

Document Number	0000004480
Date	Sep 24, 2025
Instrument	2025R004480

Lender

Name	MERCHANTS BANK OF INDIANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON IL
Recording Date	Oct 21, 2022
Property Address	485 TIMBER RIDGE LN, GORHAM, IL 62940-2207
Document Number	0000004799
Instrument Date	Oct 21, 2022
Instrument	2022R004799
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 TIMBER RIDGE LN, GORHAM, IL 62940-2207

Mortgage

Document Number	0000004800
Date	Oct 21, 2022
Instrument	2022R004800

Lender

Name	COMMUNITY PRTNRS SB

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jackson County
County Subdivision	Sand Ridge Township
Unified School District	Murphysboro Community Unit School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,054.00 (-6.16%) Homeowner's exemption	$163,317 (-1.72%) Land $9,263 Building $154,054	$489,951 (-1.72%) Land $27,789 Building $462,162
2024	$12,845.00 (+82.35%) Homeowner's exemption	$166,173 (+24.03%) Land $8,446 Building $157,727	$498,519 (+24.03%) Land $25,338 Building $473,181
2022	$7,044.00 Homeowner's exemption Senior Citizen's exemption	$133,981 Land $6,810 Building $127,171	$401,943 Land $20,430 Building $381,513

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Nearby Flood Policies	58 in force
Nearby Flood Claims	19 (1993–2019)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
BLIP Networks Fixed Wireless	100 / 20
Egyptian Telephone Cooperative Association DSL	10 / 1

Nearby Properties on Timber Ridge Ln

Nearby Streets

All Gorham, IL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures