485 Three Ridges, Roseland, VA 22967 Property Records

Nelson County property record for 485 Three Ridges, Roseland, VA 22967

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 907 sqft · built 1980
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,000 (Mar 2026)
Tax Bill	$1,396 (2026)
Deeds & Mortgages	Mar 2005 Line of Credit Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11X B 485`

Property Details

APN / Parcel Number

Primary APN	`11X B 485`
Alternative APN	`11633`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	907 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	3,485 sqft (0.08 acres)
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	11633
Street Address	485 THREE RDGS
City	ROSELAND
State	VA
Zip	22967-8248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THREE RIDGES PHASE 4
Legal Subdivision	THREE RIDGES
Jurisdiction	NELSON VA
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1000
Census Tract	950202

Owner

Source: Nelson County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22455 HOOD LN, LEONARDTOWN, MD 20650-3539
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2005	Deed of Trust, Mortgage · Line of Credit CITIBANK
Mar 2, 2026	Deed, Transfer ATLANTIC BAY MORTGAGE GROUP
Jul 14, 2023	Deed, Transfer · Stand-Alone First Mortgage NOVUS HOME MORTGAGE
Dec 15, 2020	Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	Jul 14, 2023 · Amount on Record
Deed Document Number	2026483
Record Updated	Sep 20, 2026

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	485 THREE RIDGES, WINTERGREEN RESORT, VA 22967-8248
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050001075
Date	Mar 3, 2005
Instrument	050001075

Lender

Name	CITIBANK
Type	Bank
Address	RESTON, VA 20190

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Mar 2, 2026
Property Address	485 THREE RIDGES, WINTERGREEN RESORT, VA 22967-8248
Document Number	0202600483
Instrument Date	Feb 26, 2026
Instrument	202600483
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0202600484
Date	Mar 2, 2026
Instrument	202600484

Lender

Name	ATLANTIC BAY MORTGAGE GROUP

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Jul 14, 2023
Property Address	485 THREE RDGS, WINTERGREEN RESORT, VA 22967-8248
Document Number	0202301507
Instrument Date	Jul 13, 2023
Instrument	202301507
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6811 MUNFORD DR, FAYETTEVILLE, NC 28306-7515

Mortgage

Document Number	0202301509
Date	Jul 14, 2023
Instrument	202301509

Lender

Name	NOVUS HOME MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Dec 15, 2020
Property Address	485 THREE RDGS, WINTERGREEN RESORT, VA 22967-8248
Document Number	202003860
Instrument Date	Dec 11, 2020
Instrument	202003860
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 TYVERTON CT, RICHMOND, VA 23233-7537

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,396.00 (+41.87%)	$249,300 (+64.66%) Land $15,000 Building $234,300	$249,300 (+64.66%) Land $15,000 Building $234,300
2025		$151,400 (-) Land $15,000 Building $136,400	$151,400 (-) Land $15,000 Building $136,400
2023	$984.00	$151,400 Land $15,000 Building $136,400	$151,400 Land $15,000 Building $136,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NCSA - WINTERGREEN serves 6,861 people · EPA ID VA2125910
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	171 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nelson County Cablevision Fiber	2,000 / 2,000
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Three Ridges

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures