Gilmer County property record for 485 Spear Point Dr, Talking Rock, GA 30175
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · built 2024 |
| Lot Size | 3.3 acres (144,184 sqft) |
| Owner | Individual Name on File |
| Last Sale | $49,900 (Jul 2023) |
| Tax Bill | $554 (2025) |
| Deeds & Mortgages | Jul 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3011M 234 |
| Primary APN | 3011M 234 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Basement Area | 892 sqft |
| Unfinished Basement | 892 sqft |
| Interior Walls | Unfinished |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 144,184 sqft (3.3 acres) |
| Account Number | 41296 |
|---|---|
| Street Address | 485 SPEAR POINT DR |
| City | TALKING ROCK |
| State | GA |
| Zip | 30175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 234 CREEKSIDE CROSSINGS PH 6 |
| Legal Subdivision | CREEKSIDE CROSSINGS |
| Legal Phase | 6 |
| Legal Lot Number | 234 |
| Jurisdiction | GILMER GA |
| Township / Civil Division | CARTERS LAKE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 80401 |
485 Spear Point Dr is owned by an individual who bought it in July 2023.
Source: Gilmer County records, as of February 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4925 PINEY GROVE DR, CUMMING, GA 30040-5827 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2023 · Amount on File |
| Deed Sale | Jul 25, 2023 · Amount on File |
| Deed Document Number | 0002615368 |
| Deed Book / Page | 2615 / 368 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILMER GA |
| Recording Date | Jul 25, 2023 |
| Property Address | 485 SPEAR POINT DR, TALKING ROCK, GA 30175 |
| Document Number | 002615/368 |
| Book / Page | 2615 / 368 |
| Instrument Date | Jul 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4925 PINEY GROVE DR, CUMMING, GA 30040-5827 |
The 2025 property tax bill for 485 Spear Point Dr was $554.
Source: Gilmer County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gilmer County |
| Unified School District | Gilmer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $554.00 | $35,880 Land $33,080 Building $2,800 | $89,700 Land $82,700 Building $7,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 485 Spear Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 485 Spear Point Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Fiber | 2,500 / 2,500 |
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