485 S 4th St, Independence, OR 97351 Property Records

Polk County property record for 485 S 4th St, Independence, OR 97351

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1910
Lot Size0.136 acres (5,907 sqft)
OwnerIndividual Name on Record
Last Sale$143,000 (Apr 2019)
Tax Bill$1,464 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08428-BD-02100

Property Details

APN / Parcel Number

Primary APN08428-BD-02100
Alternative APN
  • 205832

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
Gross Area1,365 sqft
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2000
Exterior MaterialOther
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,907 sqft (0.136 acres)
Garage Area405 sqft
Parking Spaces4 Parking Spaces
Shed1 Shed
Shed Area80 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number205832
Street Address485 S 4TH ST
CityINDEPENDENCE
StateOR
Zip97351-1911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionONE STORY
Legal Range4W
Legal Township08S
Legal Section28
Legal SubdivisionHENRY HILLS TOWN OF INDEPENDENCE
Legal Block3
Legal Lot Number5
JurisdictionPOLK OR
Township / Civil DivisionMONMOUTH-INDEPENDENCE
Census Block Group3
Census Block3043
Census Tract20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Independence Historic District
listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address784 LOG CABIN ST, INDEPENDENCE, OR 97351-2120
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
PACIFIC RESIDENTIAL MORTGAGE LLC
Apr 12, 2019Grant Deed, Transfer · Conventional Mortgage
MAPS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2019 · Amount on Record
Deed SaleApr 12, 2019 · Amount on Record
Deed Document Number20193559
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK OR
Property Address485 S 4TH ST, INDEPENDENCE, OR 97351-1911
Transaction TypeMortgage
Record UpdatedAug 29, 2022
Title CompanyAMERITITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004668
DateMar 16, 2021
Instrument2021-004668
Lender
NamePACIFIC RESIDENTIAL MORTGAGE LLC
TypeMortgage Company
AddressLAKE OSWEGO, OR 97035
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK OR
Recording DateApr 12, 2019
Property Address485 S 4TH ST, INDEPENDENCE, OR 97351-1911
Document Number0000003559
Instrument DateApr 11, 2019
Instrument3559
Transaction TypeTransfer
Record UpdatedApr 22, 2019
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$143.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address784 LOG CABIN ST INDEPENDENCE OR 973512120, INDEPENDENCE, OR 97351-2120

Mortgage

Document Number3560
DateApr 12, 2019
Instrument3560
Lender
NameMAPS CU
TypeCredit Union
AddressSALEM, OR 97301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 11, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOregon
CountyPolk County
MunicipalityIndependence City
Unified School DistrictCentral School District 13J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$82,630 (+2.99%) Land $34,160 Building $48,470$288,330 (-3.51%) Land $150,000 Building $138,330
2025$1,464.00 (+3.83%)$80,230 (+2.99%) Land $33,170 Building $47,060$298,830 (+4.21%) Land $149,300 Building $149,530
2024$1,410.00 (-2.56%)$77,900 (+2.99%) Land $32,200 Building $45,700$286,750 (-1.36%) Land $137,000 Building $149,750
2023$1,447.00 (+8.96%)$75,640 (+3%) Land $31,270 Building $44,370$290,690 (+9.95%) Land $138,200 Building $152,490
2022$1,328.00$73,440 Land $30,360 Building $43,080$264,390 Land $117,500 Building $146,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER SYSTEM
serves 10,300 people · EPA ID OR4100399
Water SourceGroundwater
Last State InspectionMay 2022
Lead3 ppb (2021–2023)
action level 15 ppb
Copper1.45 mg/L (2021–2023)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Willamette Valley Fiber
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Alyrica
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink, Hunter Communications.

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