485 Rock St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 485 Rock St, Fall River, MA 02720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,092 sqft · built 1938
Lot Size	0.104 acres (4,526 sqft)
Owner	Individual Name on Record
Last Sale	$339,000 (Dec 2020)
Tax Bill	$4,885 (2025)
Deeds & Mortgages	Dec 2024 Refinance Aug 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0O-02 B:0000 L:0032`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0O-02 B:0000 L:0032`
Alternative APN	`M:0O=02 B:0000 L:0032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,092 sqft Living Area
Gross Area	4,474 sqft
Basement Area	1,339 sqft
Unfinished Basement	1,339 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,526 sqft (0.104 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	485 ROCK ST
City	FALL RIVER
State	MA
Zip	02720-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Lot Number	32
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2020
Census Tract	641800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Highlands Historic District listed 1983 · 322 contributing resources · NRIS 83000677

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bristol County and Fall River City records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	485 ROCK ST, FALL RIVER, MA 02720-3435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER MUNICIPAL EMPLS CREDIT UNION
Aug 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER MUNICIPAL EMPLS CREDIT UNION
Dec 28, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FALL RIVER MUNICIPAL EMPLS CREDIT U

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Prior Sale	Jan 27, 2016 · Amount on Record
Deed Book / Page	10375 / 97
Prior Transfer Date	Dec 23, 2020
Prior Transfer Doc	10375-97
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	485 ROCK ST, FALL RIVER, MA 02720-3435
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011677-270
Date	Dec 23, 2024
Book Page	11677/270
Instrument	16776

Lender

Name	FALL RIVER MUNICIPAL EMPLS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2045

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	485 ROCK ST, FALL RIVER, MA 02720-3435
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011355-97
Date	Aug 22, 2023
Book Page	11355/97
Instrument	11508

Lender

Name	FALL RIVER MUNICIPAL EMPLS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Dec 28, 2020
Property Address	485 ROCK ST, FALL RIVER, MA 02720-3435
Document Number	10375-97
Book / Page	10375 / 97
Instrument Date	Dec 23, 2020
Instrument	24682
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 LAWRENCE ST, FALL RIVER, MA 02721-4232

Mortgage

Document Number	24683
Date	Dec 28, 2020
Instrument	24683

Lender

Name	FALL RIVER MUNICIPAL EMPLS CREDIT U

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,885.00 (+5.39%)	$426,600 (+5.75%) Land $114,800 Building $311,800	$439,280 (+0.98%)
2024	$4,635.00 (-1.7%)	$403,400 (+4.97%) Land $112,500 Building $290,900	$435,005
2023	$4,715.00	$384,300 Land $101,400 Building $282,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: AT&T, T-Mobile.

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