485 Ricardo Dr, Aromas, CA 95004 Property Records

San Benito County property record for 485 Ricardo Dr, Aromas, CA 95004

Property Summary

Property Type	Rural Home
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (Jun 2017)
Tax Bill	$10,985 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-270-054-000`

Property Details

APN / Parcel Number

Primary APN	`011-270-054-000`
Alternative APNs	`011-27-0-054` `0112700540`

Exterior

Lot Area	218,236 sqft

Location & Zoning

Old Parcel Number	011-27-0-054
Street Address	485 RICARDO DR
City	AROMAS
State	CA
Zip	95004-9532
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R
Legal Description	485 RICARDO DR
Legal Subdivision	PAJARO VALLEY ORCHARD
Jurisdiction	SAN BENITO CA
Township / Civil Division	SAN JUAN BAUTISTA
Census Block Group	3
Census Block	3000
Census Tract	200

Owner

Source: San Benito County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	485 RICARDO DR, AROMAS, CA 95004-9532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 9, 2017	Grant Deed, Transfer · ARM RAYMOND JAMES BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2017 · Amount on Record
Deed Sale	Jun 9, 2017 · Amount on Record
Prior Sale	Dec 4, 2000 · Amount on Record
Deed Document Number	20175126
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BENITO CA
Recording Date	Jul 16, 2026
Property Address	485 RICARDO DR, AROMAS, CA 95004-9532
Document Number	0000005244
Instrument Date	Jul 7, 2026
Instrument	20265244
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 RICARDO DR, AROMAS, CA 95004-9532

Mortgage

Document Number	0000005244,
Date	Jul 16, 2026
Instrument	20265244

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2056

Interest

Rate	6.52%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BENITO CA
Property Address	485 RICARDO DR, AROMAS, CA 95004-9532
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1729 PEREGRINO WAY, SAN JOSE, CA 95125-4550

Mortgage

Document Number	0000000745
Date	Jan 19, 2021
Instrument	2021-0000745

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BENITO CA
Recording Date	Jun 9, 2017
Property Address	485 RICARDO DR, AROMAS, CA 95004-9532
Document Number	0000005126
Map Reference	PM1138-03 MB10 PG40
Instrument Date	Jun 8, 2017
Instrument	2017-0005126
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	485 RICARDO DR, AROMAS, CA 95004-9532

Mortgage

Document Number	0000005127
Date	Jun 9, 2017
Instrument	2017-0005127

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

Source: San Benito County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	California
County	San Benito County
Unified School District	Aromas-San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$947,030 (+2%) Land $443,921 Building $503,109
2025	$10,985.00 (+9.95%)	$928,462 (+4.04%) Land $435,217 Building $493,245
2023	$9,991.00 (+1.23%)	$892,411 Land $418,318 Building $474,093
2022	$9,870.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1995–1998)
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250

May also be available: AT&T, T-Mobile, Verizon.

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