485 Pleasant Grove Loop, Elgin, TX 78621 Property Records

Bastrop County property record for 485 Pleasant Grove Loop, Elgin, TX 78621

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,357 sqft · built 1983
Lot Size	0.999 acres (43,549 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,105 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R98998`

Property Details

APN / Parcel Number

Primary APN	`R98998`
Alternative APN	`O0097976`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,357 sqft Living Area
Gross Area	2,757 sqft
1st Floor Area	2,357 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Roof Material	Other
Lot Area	43,549 sqft (0.999 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	478 sqft
Deck Area	576 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	485 PLEASANT GROVE LOOP
City	ELGIN
State	TX
Zip	78621-5030
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A189 HARRIS, ENOCH, ACRES 1
Legal Subdivision	HARRIS, ENOCH
Legal Block	1
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1021
Census Tract	950102

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	485 PLEASANT GROVE LOOP, ELGIN, TX 78621-5030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 5, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	485 PLEASANT GROVE LOOP, ELGIN, TX 78621-5030
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202020839
Date	Nov 30, 2020
Instrument	202020839

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	485 PLEASANT GROVE LOOP, ELGIN, TX 78621-5030
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201815894
Date	Nov 5, 2018
Instrument	201815894

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	96 Months
Due	Nov 1, 2026

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,105.00 (+23.19%) Homeowner's exemption Senior Citizen's exemption	$230,596 (-9.8%) Land $17,706 Building $212,890	$230,596 (-9.8%) Land $17,706 Building $212,890
2024	$897.00
2023		$255,652 Land $16,383 Building $239,269	$255,652 Land $16,383 Building $239,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
SOS Communications Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10
VTX Communications Fixed Wireless	50 / 10

May also be available: AT&T.

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