Cherokee County property record for 485 Piney Ridge Rd, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,654 sqft Heated Area |
| Lot Size | 105,851 sqft (2.43 acres) |
| Garage | 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,876.00 (2025) |
| Primary APN | 551202571309000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,654 sqft Heated Area |
| Upper Floors | 450 sqft Upper Floors |
| Basement Area | 1,204 sqft Basement |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 105,851 sqft (2.43 acres) |
| Depth X Width | 367 ft x 99 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Patio Area | 220 sqft Patio |
| Porch | Open Porch |
| Porch Area | 448 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 45543 |
|---|---|
| Street Address | 485 PINEY RIDGE RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-2747 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | FR MCGUIRE P/O 259/208 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 3 |
| Census Block | 3043 |
| Census Tract | 930401 |
Source: Cherokee County records · APN 551202571309000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 485 PINEY RIDGE RD, MURPHY, NC 28906-2747 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2017 |
| Deed Sale | Apr 01, 2017 |
| Deed Doc Number | 0000259208 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 485 PINEY RIDGE RD, MURPHY, NC 28906-2747 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 01594/0396 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 01594/0396 |
| Instrument | 04068 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Sep 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,876.00 | $248,510 (+5.83%) | $248,510 (+5.83%) Land $14,350 Building $234,160 |
| 2023 | $234,830 | $234,830 Land $14,350 Building $220,480 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate 64th percentile nationally · 87th in North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 450 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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