Laurens County property record for 485 Pilgrim Cir, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.606 acres (26,427 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Sep 2018) |
| Tax Bill | $1,205 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Mar 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 279-01-01-025 |
| Primary APN | 279-01-01-025 |
|---|---|
| Alternative APNs |
|
| Lot Area | 26,427 sqft (0.606 acres) |
|---|
| Street Address | 485 PILGRIM CIR |
|---|---|
| City | WATERLOO |
| State | SC |
| Zip | 29384-4617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | C P ASHLEY SUBDIVISION |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | PRINCETON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 920202 |
Source: Laurens County records, as of February 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19 CREEDS COVE RD, ARDEN, NC 28704-8901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Mar 23, 2022 | Deed, Transfer |
| Mar 22, 2022 | Deed, Transfer |
| Jun 2, 2020 | Grant Deed, Transfer UNITED CMNTY BK |
| Sep 14, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on Record |
| Deed Sale | Sep 14, 2018 · Amount on Record |
| Deed Document Number | 20188044 |
| Deed Book / Page | 1405 / 82 |
| Prior Transfer Date | Jun 7, 2014 |
| Prior Transfer Doc | 0011710037 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 485 PILGRIM CIR, WATERLOO, SC 29384-4617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 485 PILGRIM CIR, WATERLOO, SC 29384-4617 |
| Document Number | 0M28190001 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | M2819/1 |
| Instrument | 2022003593 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Mar 23, 2022 |
| Property Address | 485 PILGRIM CIR, WATERLOO, SC 29384-4617 |
| Document Number | 0D16400236 |
| Book / Page | D1640 / 236 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 2022002765 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 19 CREEDS COVE RD, ARDEN, NC 28704-8901 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Mar 22, 2022 |
| Property Address | 485 PILGRIM CIR, WATERLOO, SC 29384-4617 |
| Document Number | 0D16400223 |
| Book / Page | D1640 / 223 |
| Instrument Date | Mar 16, 2022 |
| Instrument | 2022002759 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 19 CREEDS COVE RD, ARDEN, NC 28704-8901 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Jun 2, 2020 |
| Property Address | 485 PILGRIM CIR, WATERLOO, SC 29384-4617 |
| Document Number | 0015080103 |
| Book / Page | 001508 / 000103 |
| Instrument Date | May 20, 2020 |
| Instrument | 3979 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 19 CREEDS COVE RD ARDEN NC 287048901, ARDEN, NC 28704-8901 |
| Document Number | 25900145 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 002590/000145 |
| Instrument | 3980 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Sep 14, 2018 |
| Property Address | 485 PILGRIM CIR, WATERLOO, SC 29384-4617 |
| Document Number | 0014050082 |
| Book / Page | 001405 / 000082 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 8044 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $536.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19 CREEDS COVE RD ARDEN NC 287048901, ARDEN, NC 28704-8901 |
Source: Laurens County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,205.00 (+4.6%) Homeowner's exemption | $6,900 (-) Land $3,770 Building $3,130 | |
| 2024 | $1,152.00 (+44.18%) Homeowner's exemption | $6,900 (-) Land $3,770 Building $3,130 | |
| 2023 | $799.00 (-26.29%) | $6,900 (-31.55%) | $172,500 (+2.68%) Land $94,300 Building $78,200 |
| 2022 | $1,084.00 | $10,080 Land $6,000 Building $4,080 | $168,000 (-14.5%) Land $100,000 Building $68,000 |
| 2021 | $196,500 Land $100,000 Building $96,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.2% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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