485 Pepper St, Monroe, CT 06468 Property Records

Monroe Town property record for 485 Pepper St, Monroe, CT 06468

Property Summary

Property Type	Commercial
Details	5 bd · 3 ba · 1,776 sqft · built 1948
Lot Size	10.2 acres (446,926 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Nov 2018)
Tax Bill	$23,923 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09400600`

Property Details

APN / Parcel Number

Primary APN	`09400600`
Alternative APNs	`MNRO M:094 B:006 L:00` `MONR M:094 B:006 L:00` `9400600`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
Gross Area	3,632 sqft
1st Floor Area	1,776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	446,926 sqft (10.2 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9400600
Street Address	485 PEPPER ST
City	MONROE
State	CT
Zip	06468-2608
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	I1
Legal Block	6
Jurisdiction	MONROE CT
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2000
Census Tract	100100

Owner

Source: Monroe Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	57 VIADUCT RD, STAMFORD, CT 06907-2723
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit IVES BANK
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit IVES BANK
Jun 6, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ARGONAUT INS COMPANY
Sep 13, 2023	Warranty Deed, Transfer NONE AVILABALE
Nov 5, 2018	Warranty Deed, Transfer UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Deed Book / Page	2019 / 310
Last Transfer Date	Sep 7, 2023
Transfer Doc	002219-373
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	485 PEPPER ST, MONROE, CT 06468-2608
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002238-347
Date	Oct 8, 2025
Book Page	2238/347
Instrument	2007

Lender

Name	IVES BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	485 PEPPER ST, MONROE, CT 06468-2608
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002238-309
Date	Oct 8, 2025
Book Page	2238/309
Instrument	2006

Lender

Name	IVES BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	485 PEPPER ST, MONROE, CT 06468-2608
Transaction Type	Mortgage
Record Updated	Jul 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002216-619
Date	Jun 6, 2023
Book Page	2216/619
Instrument	1088

Lender

Name	ARGONAUT INS COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Sep 13, 2023
Property Address	485 PEPPER ST, MONROE, CT 06468-2608
Document Number	002219-373
Book / Page	2219 / 373
Instrument Date	Sep 7, 2023
Instrument	1776
Transaction Type	Transfer
Record Updated	Jul 10, 2025
Title Company	NONE AVILABALE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 PEPPER ST, MONROE, CT 06468-2608

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Nov 5, 2018
Property Address	485 PEPPER ST, MONROE, CT 06468-2608
Document Number	2019-310
Book / Page	2019 / 310
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200001
Date	Nov 5, 2018
Instrument	02020/0001

Lender

Name	UNITED BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2048

Tax Assessment & Valuation

Source: Monroe Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Monroe Town
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,923.00 (+4.22%)	$800,650 (-) Land $459,550 Building $341,100
2025	$22,955.00	$800,650 (+105.82%) Land $459,550 Building $341,100	$560,455 Land $321,685 Building $238,770
2024	$22,955.00 (+57.15%)
2023	$14,607.00 (+1.87%)	$389,000 (-) Land $288,100 Building $100,900
2022	$14,339.00	$389,000 Land $288,100 Building $100,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: T-Mobile.

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