Newton County property record for 485 Oak Ter Dr, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,416 sqft · built 2018 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $194,990 (Feb 2018) |
| Tax Bill | $3,778 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Oct 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0026G-00000-154-000 |
| Primary APN | 0026G-00000-154-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,416 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 420 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 102 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12597 |
|---|---|
| Street Address | 485 OAK TERRACE DR |
| City | COVINGTON |
| State | GA |
| Zip | 30016-0284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 154 OAKWOOD MANOR UNII |
| Legal Subdivision | OAKWOOD MANOR |
| Legal Lot Number | 154 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 100506 |
Source: Newton County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 485 OAK TERRACE DR, COVINGTON, GA 30016-0284 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2020 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FNDG |
| Oct 23, 2017 | Grant Deed, Transfer SPECIALIZED TITLE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2018 · Amount on Record |
| Deed Sale | Feb 26, 2018 · Amount on Record |
| Prior Sale | Oct 20, 2017 · Amount on Record |
| Deed Document Number | 2018888 |
| Deed Book / Page | 131 / 3673 |
| Prior Transfer Date | Nov 6, 2012 |
| Prior Transfer Doc | 0030900109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 485 OAK TERRACE DR, COVINGTON, GA 30016-0284 |
| Document Number | 0040620514 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 485 OAK TERRACE DR COVINGTON GA 300160284, COVINGTON, GA 30016-0284 |
| Document Number | 0040620514 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 004062/000514 |
| Instrument | 12283 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Oct 23, 2017 |
| Property Address | 485 OAK TERRACE DR, COVINGTON, GA 30016-0284 |
| Document Number | 0036240050 |
| Book / Page | 003624 / 000050 |
| Instrument Date | Oct 18, 2017 |
| Instrument | 11952 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2017 |
| Title Company | SPECIALIZED TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Newton County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,778.00 (-1.23%) Homeowner's exemption | $154,000 (+0.65%) Land $20,000 Building $134,000 | $385,000 (+0.65%) Land $50,000 Building $335,000 |
| 2023 | $153,000 Land $8,000 Building $145,000 | $382,500 Land $20,000 Building $362,500 | |
| 2022 | $3,825.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2009–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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