485 Oak St, Baldwin, MI 49304 Property Records

Lake County property record for 485 Oak St, Baldwin, MI 49304

Property Summary

Property Type	Single Family Home
Lot Size	0.323 acres (14,077 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,900 (Jun 2018)
Tax Bill	$1,195 (2024)
Deeds & Mortgages	Jun 2018 Sale & Mortgage
APN	`41-208-001-00`

Property Details

APN / Parcel Number

Primary APN	`41-208-001-00`

Exterior

Lot Area	14,077 sqft (0.323 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	485 OAK ST, VOB
City	BALDWIN
State	MI
Zip	49304-9398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1,2,3,4 BLOCK 8 J F GRAY'S ADDITION A TO THE VILLAGE OF BALDWIN
Legal Subdivision	J F GRAY'S ADDITION
Legal Block	8
Legal Lot Number	1-4
Jurisdiction	LAKE MI
Township / Civil Division	PLEASANT PLAINS
Census Block Group	2
Census Block	2111
Census Tract	961200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Idlewild Historic District (Boundary Increase) listed 2010 · 482 contributing resources · NRIS 09001062

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	485 OAK ST, BALDWIN, MI 49304-9398
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2018 · Amount on Record
Deed Sale	Jun 12, 2018 · Amount on Record
Prior Sale	Jun 4, 2018 · Amount on Record
Deed Book / Page	401 / 1031
Prior Transfer Date	Jul 22, 2011
Prior Transfer Doc	00348/1939
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MI
Recording Date	Jun 12, 2018
Property Address	485 OAK ST, BALDWIN, MI 49304-9398
Document Number	00401/1031
Book / Page	401 / 1031
Instrument Date	May 31, 2018
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000471/0000001036
Date	Jun 12, 2018
Book Page	0000000471/0000001036

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Baldwin Village
County	Lake County
County Subdivision	Pleasant Plains Township
Unified School District	Baldwin Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,400 (+13.28%)	$180,800 (+13.28%)
2025		$79,800 (+39.75%)	$159,600 (+39.75%)
2024	$1,195.00
2023		$57,100	$114,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1986–2020)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BALDWIN serves 1,060 people · EPA ID MI0000350
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Point Broadband.

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