485 Nugget Ln, Ellijay, GA 30540 Property Records

Gilmer County property record for 485 Nugget Ln, Ellijay, GA 30540

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,908 sqft · built 1997
Lot Size	2.18 acres (94,961 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (May 2022)
Tax Bill	$3,179 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2010 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3022F 044`

Property Details

APN / Parcel Number

Primary APN	`3022F 044`
Alternative APN	`10448`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,908 sqft Heated Area
1st Floor Area	1,596 sqft
Attic Area	890 sqft
Basement Area	1,312 sqft
Finished Basement	1,312 sqft
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Architectural Style	Log Home
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	94,961 sqft (2.18 acres)
Garage Area	580 sqft
Porch	Open Porch
Deck Area	600 sqft
Patio Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10448
Street Address	485 NUGGET LN
City	ELLIJAY
State	GA
Zip	30540-5206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 688R MILLER ROCK LL 209,210
Legal Subdivision	MILLER ROCK
Legal Phase	11
Legal Lot Number	688
Jurisdiction	GILMER GA
Township / Civil Division	CARTERS LAKE
Census Block Group	1
Census Block	1038
Census Tract	80403

Owner

Source: Gilmer County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4120 SW 151ST TER, MIRAMAR, FL 33027-3347
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Dec 16, 2010	Deed, Transfer · Conventional Mortgage FIRST CENTURY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Dec 16, 2010 · Amount on Record
Deed Document Number	0002515483
Deed Book / Page	2515 / 483
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	May 27, 2022
Property Address	485 NUGGET LN, ELLIJAY, GA 30540-5206
Document Number	002515/483
Book / Page	2515 / 483
Instrument Date	May 27, 2022
Instrument	2022-002313
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 SW 151ST TER, MIRAMAR, FL 33027-3347

Mortgage

Document Number	0000005618
Date	May 27, 2022
Instrument	005618

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2052

December 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	GILMER GA
Recording Date	Dec 16, 2010
Property Address	485 NUGGET LN, ELLIJAY, GA 30540-5206
Document Number	001646/371
Book / Page	1646 / 371
Instrument Date	Dec 1, 2010
Instrument	061-2010-002774
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	483 NUGGET LN, ELLIJAY, GA 30540-5206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 LENOX RD NE APT 43, 43, ATLANTA, GA 30324-2651

Mortgage

Document Number	001646/372
Date	Dec 16, 2010
Book Page	1646/372

Lender

Name	FIRST CENTURY BANK NA
Address	ROSWELL, GA 30076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Gilmer County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,179.00 (+0.03%)	$205,800 (+3.56%) Land $12,240 Building $193,560	$514,500 (+3.56%) Land $30,600 Building $483,900
2023	$3,178.00	$198,720 Land $14,080 Building $184,640	$496,800 Land $35,200 Building $461,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	4 (2015–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500

Cell Coverage

5G and 4G LTE (outdoors only)

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