485 North Dr, Rochester, NY 14612 Property Records

Monroe County and Greece Town property record for 485 North Dr, Rochester, NY 14612

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,694 sqft · built 1993
Lot Size	0.312 acres (13,600 sqft)
Owner	Individual Name on File
Tax Bill	$11,577 (2026)
Deeds & Mortgages	Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`262800 026.14-1-2.12`

Property Details

APN / Parcel Number

Primary APN	`262800 026.14-1-2.12`
Alternative APNs	`28000261400001002120` `04562500000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,694 sqft Living Area
1st Floor Area	902 sqft
2nd Floor Area	792 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	13,600 sqft (0.312 acres)
Lot Dimensions	170 ft deep x 80 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	490 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04562500000
Street Address	485 NORTH DR
City	ROCHESTER
State	NY
Zip	14612-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST DIV L55 T2 GNDVW HGT RESUB 270-13 LBBR-4A
Legal Block	1
Legal Lot Number	2.120
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	2
Census Block	2004
Census Tract	13402

Owner

485 North Dr is owned and occupied by an individual.

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	485 NORTH DR, ROCHESTER, NY 14612-1257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	485 NORTH DR, ROCHESTER, NY 14612-1257
Document Number	0000000162
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 NORTH DR ROCHESTER NY 146121257, ROCHESTER, NY 14612-1257

Mortgage

Document Number	0000000162
Date	Jun 15, 2020
Book Page	028561/000531
Instrument	162

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 485 North Dr was $11,577 with a homeowner's exemption, up 9.4% from the year before.

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Hilton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,577.00 (+9.43%) Homeowner's exemption
2025	$10,579.00	$269,200 Land $72,000 Building $197,200	$441,300 Land $118,030 Building $323,270
2023		$269,200 Land $72,000 Building $197,200	$313,023 Land $83,721 Building $229,302

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 485 North Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	49 (1978–2023)
Claims Outside the SFHA	17 of 49
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Flooding, Jul 2017 · 8 claims Severe Blizzard, Mar 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 North Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on North Dr

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