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485 Mill St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 485 Mill St, Worcester, MA 01602 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,121 sqft · built 1940
Lot Size1.63 acres (71,038 sqft)
Owner2 Individual Names on File
Last Sale$156,000 (May 2002)
Tax Bill$4,415 (2025)
Deeds & MortgagesNov 2023 Mortgage
Nov 2021 Refinance
Flood ZoneZone X (minimal risk)
APN48-024-00038

Property Details

APN / Parcel Number

Primary APN48-024-00038
Alternative APN
  • WORC M:48 B:024 L:00038

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,121 sqft Living Area
Gross Area3,034 sqft
1st Floor Area897 sqft
Basement Area897 sqft
Unfinished Basement897 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area71,038 sqft (1.63 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number48-024-00038
Street Address485 MILL ST
CityWORCESTER
StateMA
Zip01602-2427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block24
Legal Lot Number38
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group1
Census Block1002
Census Tract731001

Owner

Source: Worcester County and Worcester City records · APN 48-024-00038

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address485 MILL ST, WORCESTER, MA 01602-2427
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 08, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
ROCKET MORTGAGE
Nov 09, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2002 · Amount on Record
Deed SaleMay 30, 2002 · Amount on Record
Deed Book / Page26689 / 293
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address485 MILL ST, WORCESTER, MA 01602-2427
Transaction TypeMortgage
Record UpdatedNov 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number069861-175
DateNov 08, 2023
Book Page69861/175
Instrument93729
Lender
NameROCKET MORTGAGE
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term241 Months
DueDec 01, 2043

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address485 MILL ST, WORCESTER, MA 01602-2427
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number66486-141
DateNov 09, 2021
Book Page66486/141
Instrument157163
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,415.00 (+6.28%)$334,700 (+15.53%) Land $122,000 Building $212,700$393,775 (+7.91%)
2024$364,895
2023$4,154.00$289,700 Land $106,400 Building $183,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277310011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2011, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 214 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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