485 Mill Ave, Amherst, OH 44001 Property Records

Lorain County property record for 485 Mill Ave, Amherst, OH 44001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,538 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jul 2005)
Tax Bill	$1,167 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00-024-108-019`

Property Details

APN / Parcel Number

Primary APN	`05-00-024-108-019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,538 sqft Living Area
1st Floor Area	1,138 sqft
Basement Area	528 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1955
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	107 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	50 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	485 MILL AVE
City	AMHERST
State	OH
Zip	44001-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARRIS 55 X 111
Legal Subdivision	HARRIS
Legal Block	108
Legal Lot Number	157
Jurisdiction	LORAIN OH
Township / Civil Division	AMHERST
Census Block Group	1
Census Block	1023
Census Tract	50400

Owner

485 Mill Ave is owned and occupied by an individual who bought it in July 2005.

Source: Lorain County records, as of May 16, 2025

Owner of Record	Individual Name on File
Mailing Address	485 MILL AVE, AMHERST, OH 44001-2224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FED'L S&L ASSN/LORAIN
Jun 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2005 · Amount on File
Deed Sale	Jul 14, 2005 · Amount on File
Prior Sale	Apr 8, 2005 · Amount on File
Deed Document Number	200584656
Prior Transfer Date	Aug 15, 2001
Prior Transfer Doc	0000772093
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	485 MILL AVE, AMHERST, OH 44001-2224
Document Number	0007638682
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 MILL AVE AMHERST OH 440012224, AMHERST, OH 44001-2224

Mortgage

Document Number	0007638682
Date	Jun 9, 2020
Instrument	7638682

Lender

Name	FIRST FED'L S&L ASSN/LORAIN
Address	LORAIN, OH 44053

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2050

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	485 MILL AVE, AMHERST, OH 44001-2224
Document Number	0000638592
Instrument Date	Jun 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 MILL AVE AMHERST OH 440012224, AMHERST, OH 44001-2224

Mortgage

Document Number	0000638592
Date	Jul 31, 2017
Instrument	638592

Lender

Name	FIFTH THIRD BK
Type	Federal Savings Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 485 Mill Ave was $1,167 with a homeowner's exemption, down 26.7% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amherst City
County	Lorain County
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,167.00 (-26.74%) Homeowner's exemption	$49,270 (-0.01%) Land $8,930 Building $40,340	$140,780 (-) Land $25,520 Building $115,260
2024	$1,593.00 (+16.79%)	$49,273 (+30.9%) Land $8,932 Building $40,341	$140,780 (+30.9%) Land $25,520 Building $115,260
2023	$1,364.00 (+2.79%)	$37,643 (-0.02%) Land $8,365 Building $29,278	$107,550 Land $23,900 Building $83,650
2022	$1,327.00	$37,650 Land $8,370 Building $29,280
2021			$107,550 Land $23,900 Building $83,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 485 Mill Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 Mill Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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