485 Maclor Forest Cir, Franklin, NC 28734 Property Records

Macon County property record for 485 Maclor Forest Cir, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,890 sqft · built 1993
Lot Size	2.22 acres (96,703 sqft)
Owner	Individual Name on File
Last Sale	$234,000 (Sep 2017)
Tax Bill	$1,355 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6574170199`

Property Details

APN / Parcel Number

Primary APN	`6574170199`
Alternative APN	`140663`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,890 sqft Heated Area
1st Floor Area	1,240 sqft
Upper Floors Area	650 sqft
Attic	Attic
Attic Area	500 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	96,703 sqft (2.22 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	218 sqft
Deck Area	128 sqft
Patio Area	284 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	140663
Street Address	485 MACLOR FOREST CIR
City	FRANKLIN
State	NC
Zip	28734-9053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 13 & 14 OF MARSH WOODS
Legal Subdivision	MARSH WOODS
Legal Lot Number	13-14
Jurisdiction	MACON NC
Township / Civil Division	CARTOOGECHAYE
Census Block Group	2
Census Block	2014
Census Tract	970302

Owner

485 Maclor Forest Cir is owned and occupied by an individual who bought it in September 2017.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	485 MACLOR FOREST CIR, FRANKLIN, NC 28734-9053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 5, 2017	Warranty Deed, Transfer · Conventional Mortgage NANTAHALA BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2017 · Amount on File
Deed Sale	Sep 5, 2017 · Amount on File
Prior Sale	May 3, 2010 · Amount on File
Deed Document Number	20176011
Deed Book / Page	38 / 1489
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	485 MACLOR FOREST CIR, FRANKLIN, NC 28734-9053
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00K40/1151
Date	Nov 25, 2020
Book Page	K-40/1151
Instrument	2020009387

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 5, 2017
Property Address	485 MACLOR FOREST CIR, FRANKLIN, NC 28734-9053
Document Number	00D38/1489
Book / Page	D-38 / 1489
Instrument Date	Aug 31, 2017
Instrument	2017006011
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$468.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 94, FRANKLIN, NC 28744-0094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 MACLOR FOREST CIR, FRANKLIN, NC 28734-9053

Mortgage

Document Number	00D38/1492
Date	Sep 5, 2017
Book Page	D-38/1492
Instrument	2017006012

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 485 Maclor Forest Cir was $1,355.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,355.00	$387,560 Land $49,460 Building $338,100	$387,560 Land $49,460 Building $338,100
2025	$1,355.00
2023	$1,342.00	$387,460 Land $49,460 Building $338,000	$387,460 Land $49,460 Building $338,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 485 Maclor Forest Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 Maclor Forest Cir is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Maclor Forest Cir

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