485 Mackenzie Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 485 Mackenzie Cir, Saint Augustine, FL 32092 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,844 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$330,000 (2026)
Tax Bill$2,769.00 (2025)

Property Details

APN / Parcel Number

Primary APN028821-1190

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,844 sqft Living Area
Gross Area2,436 sqft Gross Area
1st Floor1,844 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area460 sqft Garage
Deck Area280 sqft Deck
Porch Area232 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address485 MACKENZIE CIR
CitySAINT AUGUSTINE
StateFL
Zip32092-3436
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description44/62-65 MEADOWS AT ST JOHNS PHASE 2 LOT 119 OR4409/97
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMEADOWS AT SAINT JOHNS PHASE 2
Legal Phase2
Legal Block4
Legal Lot Number119
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4011
Census Tract20905

Owner

Source: St. Johns County records · APN 028821-1190

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address485 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Jul 25, 2017Deed, Transfer · Veterans Administration Mortgage
USAA FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2026 · Amount on Record
Deed SaleJun 23, 2026 · Amount on Record
Prior SaleJul 25, 2017 · Amount on Record
Deed Doc Number202653338
Deed Book / Page6387 / 1569
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 23, 2026
Property Address485 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436
Document Number0063871569
Book / Page6387 / 1569
Instrument DateJun 16, 2026
Instrument202653338
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanyCOWFORD TITLE LLC, COWFORD TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$233,310.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address485 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436

Mortgage

Document Number0000053340,
DateJun 23, 2026
Book Page6387/1573
Instrument202653340
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionST JOHNS FL
Recording DateJul 25, 2017
Property Address485 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436
Document Number0044090097
Book / Page4409 / 0097
Map ReferenceMB44 PG62-65
Instrument DateJul 21, 2017
Instrument2017050817
Transaction TypeTransfer
Record UpdatedAug 19, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4430 HOLLYGATE DR, 4430, JACKSONVILLE, FL 32258-1336

Transferred To (Grantee/Buyer)

NameVerified Name
Address485 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436

Mortgage

Document Number2017050818
DateJul 25, 2017
Instrument2017050818
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$225,501 (+2.7%)$312,527 (-2.5%) Land $70,000 Building $242,527
2025$2,769.00 (+13.72%) Homeowner's exemption$219,573 (+5.99%)$320,547 (-8%) Land $70,000 Building $250,547
2024$2,435.00 (+2.14%)
2023$2,384.00 (+3.34%) Homeowner's exemption$207,170 (+3%)$348,411 (+7.56%) Land $82,790 Building $265,621
2022$2,307.00 Homeowner's exemption$201,136$323,921 Land $73,920 Building $250,001

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,493 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Mackenzie Cir

Nearby Streets

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