485 Lower Pacific Dr, Whitethorn, CA 95589 Property Records

Humboldt County property record for 485 Lower Pacific Dr, Whitethorn, CA 95589

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 2,620 sqft · built 2004
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$940,000 (May 2024)
Tax Bill	$11,128 (2025)
Deeds & Mortgages	May 2024 Sale Jul 2022 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`111-121-038-000`

Property Details

APN / Parcel Number

Primary APN	`111-121-038-000`
Alternative APN	`11112138`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,620 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	11112138
Street Address	485 LOWER PACIFIC DR
City	WHITETHORN
State	CA
Zip	95589-9132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-5-S7-Q/
Legal Description	LT 06 BLK 114
Legal Subdivision	SHELTER COVE SUBDIVISION
Legal Block	114
Legal Lot Number	6
Jurisdiction	HUMBOLDT CA
Township / Civil Division	GARBERVILLE
Census Block Group	1
Census Block	1107
Census Tract	11502

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	2516 NUTMEG AVE, MORRO BAY, CA 93442-1736
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Grant Deed, Transfer HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE
Jul 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 27, 2022	Grant Deed, Transfer HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2024 · Amount on Record
Deed Sale	May 2, 2024 · Amount on Record
Prior Sale	Apr 27, 2022 · Amount on Record
Deed Document Number	2024-005553
Record Updated	Jun 8, 2026

May 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	May 2, 2024
Property Address	485 LOWER PACIFIC DR, WHITETHORN, CA 95589
Document Number	0000005553
Map Reference	MB 15 PG 64-116
Instrument Date	Apr 29, 2024
Instrument	2024-005553
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2516 NUTMEG AVE, MORRO BAY, CA 93442-1736

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	485 LOWER PACIFIC DR, WHITETHORN, CA 95589
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	DOMA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2024 S TULARE DR, PALM SPRINGS, CA 92264-9233

Mortgage

Document Number	0000013486
Date	Jul 18, 2022
Instrument	2022-013486

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Aug 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	Other
Max Rate	9.12%

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Apr 27, 2022
Property Address	485 LOWER PACIFIC DR, WHITETHORN, CA 95589
Document Number	0000008164
Map Reference	MB 15 PG 64-116
Instrument Date	Apr 20, 2022
Instrument	2022-008164
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 E TACHEVAH DR STE E, E, PALM SPRINGS, CA 92262-5491

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Unified School District	Southern Humboldt Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,128.00 (+15.15%)	$979,873 (+15.05%) Land $367,200 Building $612,673
2023	$9,664.00 (+42.05%)	$851,700 Land $341,700 Building $510,000
2022	$6,803.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jan 2019 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RESORT IMPROVEMENT DISTRICT #1 serves 803 people · EPA ID CA1210022
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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