Flagler County property record for 485 Lambert Ave, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,784 sqft · built 1987 |
| Lot Size | 1.33 acres (58,022 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $560,000 (Apr 2025) |
| Tax Bill | $4,342 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2023 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 11-12-31-5325-00000-0150 |
| Primary APN | 11-12-31-5325-00000-0150 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,784 sqft Living Area |
| Gross Area | 3,154 sqft |
| 1st Floor Area | 1,784 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 58,022 sqft (1.33 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 1,248 sqft |
| Storage Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 485 LAMBERT AVE |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER OAKS SUBDIVISION LOT 15 MB 27 P 15 OR 285 PG 711 OR 443 PG 1890 OR 443 PG 1892 OR 556 PG 628 OR 1637 PG 1242-DC OR 1637 PG 1243-ACM OR 1665/ 862 OR 2135/289 |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 11 |
| Legal Subdivision | RIVER OAKS SUBD |
| Legal Lot Number | 15 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 60301 |
Source: Flagler County assessment roll, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 485 LAMBERT AVE, FLAGLER BEACH, FL 32136-3202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage CLICK N CLOSE INC |
| Mar 13, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2025 · Amount on Record |
| Deed Sale | Apr 15, 2025 · Amount on Record |
| Prior Sale | Jun 13, 2016 · Amount on Record |
| Deed Document Number | 202515722 |
| Deed Book / Page | 2951 / 1781 |
| Prior Transfer Date | May 8, 1996 |
| Prior Transfer Doc | 0556000628 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 485 LAMBERT AVE, FLAGLER BEACH, FL 32136-3202 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 485 LAMBERT AVE, FLAGLER BEACH, FL 32136-3202 |
| Document Number | 0030381640 |
|---|---|
| Date | Mar 18, 2026 |
| Book Page | 3038/1640 |
| Instrument | 2026011377 |
| Name | CLICK N CLOSE INC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 485 LAMBERT AVE, FLAGLER BEACH, FL 32136-3202 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 485 LAMBERT AVE, FLAGLER BEACH, FL 32136-3202 |
| Document Number | 0027630113 |
|---|---|
| Date | Mar 13, 2023 |
| Book Page | 2763/113 |
| Instrument | 2023009949 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 6, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,342.00 (+2.99%) | $265,985 (+5.99%) | $441,834 (+5.48%) Land $182,500 Building $259,334 |
| 2024 | $4,216.00 (+2.88%) | ||
| 2023 | $4,098.00 (+2.81%) Homeowner's exemption | $250,960 (+3%) | $418,870 (+11.09%) Land $182,500 Building $236,370 |
| 2022 | $3,986.00 Homeowner's exemption | $243,650 | $377,049 Land $147,000 Building $230,049 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 3.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 257 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 257 in force |
| Nearby Flood Claims | 38 (2016–2024) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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