Rowan County property record for 485 Jones Rd, Mount Ulla, NC 28125
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,518 sqft · built 2020 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,844 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 573 035 |
| Primary APN | 573 035 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,518 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 87,120 sqft (2 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 485 JONES RD |
|---|---|
| City | MOUNT ULLA |
| State | NC |
| Zip | 28125-8829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L1 2.00AC |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | MOUNT ULLA |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 51901 |
485 Jones Rd is owned by two individuals who acquired it in January 2020.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 JONES RD, MOUNT ULLA, NC 28125-8771 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 27, 2020 | Deed of Trust, Mortgage INTERCOASTAL MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 2, 2020 |
| Transfer Doc | 0013410011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 485 JONES RD, MOUNT ULLA, NC 28125-8829 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 485 JONES RD, MOUNT ULLA, NC 28125-8829 |
| Document Number | 0014760128 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 1476/128 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 485 JONES RD, MOUNT ULLA, NC 28125-8829 |
| Document Number | 0013600203 |
| Instrument Date | Oct 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 485 JONES RD MOUNT ULLA NC 28125, MOUNT ULLA, NC 28125 |
| Document Number | 0013600203 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 001360/000203 |
| Name | INTERCOASTAL MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 2, 2050 |
The 2026 property tax bill for 485 Jones Rd was $1,844.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,844.00 | $275,319 (-) Land $53,775 Building $221,544 | $275,319 Land $53,775 Building $221,544 |
| 2025 | $1,844.00 | $275,319 Land $53,775 Building $221,544 | |
| 2023 | $1,844.00 | $275,319 Land $53,775 Building $221,544 | $275,319 Land $53,775 Building $221,544 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 485 Jones Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 485 Jones Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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