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485 Jefferson St, Waterloo, WI 53594 Property Records

Jefferson County property record for 485 Jefferson St, Waterloo, WI 53594

Property Summary

Property TypeSingle Family Home
Lot Size0.28 acres (12,197 sqft)
OwnerOwner Name on File
Tax Bill$4,295 (2025)
Deeds & MortgagesFeb 2022 Sale
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN290-0813-0823-015

Property Details

APN / Parcel Number

Primary APN290-0813-0823-015

Exterior

Lot Area12,197 sqft (0.28 acres)
Lot Dimensions132 ft deep x 92 ft wide

Location & Zoning

Street Address485 JEFFERSON ST
CityWATERLOO
StateWI
Zip53594-1419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF OUT LOT 15,BEG ON W JEFFERSON ST 374FT S OF N/L OF SW1/4 NW1/4, S92FT,W132FT N92FT, E132FT TO POB
Legal Range13E
Legal Township08N
Legal Section08
Legal QuarterNW
Quarter-Quarter SectionSW
Legal SubdivisionCITY/WATERLOO
Legal Lot Number15
JurisdictionJEFFERSON WI
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2042
Census Tract100400

Owner

The current owner of 485 Jefferson St acquired it in January 2012.

Source: Jefferson County records, as of February 16, 2026

Owner of RecordOwner Name on File
Mailing Address485 JEFFERSON ST, WATERLOO, WI 53594-1419
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2022Deed, Transfer
Mar 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
FARMERS & MECHANICS BANK

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleAug 20, 2007 · Amount on File
Last Transfer DateJan 5, 2012
Transfer Doc0001304497
Record UpdatedJun 8, 2026

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON WI
Recording DateFeb 17, 2022
Property Address485 JEFFERSON ST, WATERLOO, WI 53594-1419
Document Number0001459071
Map ReferenceDOC 1458508
Instrument DateFeb 16, 2022
Instrument1459071
Transaction TypeTransfer
Record UpdatedMar 14, 2023

Transaction

AmountAmount on Record
Tax$333.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address485 JEFFERSON ST, WATERLOO, WI 53594-1419

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WI
Property Address485 JEFFERSON ST, WATERLOO, WI 53594-1419
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001421338
DateMar 6, 2020
Instrument1421338
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 485 Jefferson St was $4,295 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyJefferson County
MunicipalityWaterloo City
Unified School DistrictWaterloo School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,295.00 Homeowner's exemption$234,400 Land $47,000 Building $187,400$258,700
2023$3,705.00 Homeowner's exemption$184,800 Land $39,500 Building $145,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 485 Jefferson St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2008)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 Jefferson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATERWORKS
serves 3,520 people · EPA ID WI1280115
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Oct 2019
Lead public education
Jan 2018
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Bertram Communications
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Netwurx.

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