485 Jackson Br, Richmond, KY 40475 Property Records

Madison County property record for 485 Jackson Br, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,943 sqft
Lot Size	3.83 acres (167,270 sqft)
Owner	Individual Name on Record
Last Sale	$59,000 (Sep 2009)
Tax Bill	$1,058 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0019-0000-0004-B`

Property Details

APN / Parcel Number

Primary APN	`0019-0000-0004-B`
Alternative APNs	`124133` `87070` `53720`

Interior

Stories	2 Stories
Building Area	1,943 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	167,270 sqft (3.83 acres)

Location & Zoning

Account Number	53720
Street Address	485 JACKSON BRANCH
City	RICHMOND
State	KY
Zip	40475-9416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A
Legal Lot Number	A
Jurisdiction	MADISON KY
Township / Civil Division	COTTONBURG-VALLEY VIEW
Census Block Group	1
Census Block	1046
Census Tract	10801

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	485 JACKSON BRANCH, RICHMOND, KY 40475-9416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2018	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2009 · Amount on Record
Deed Sale	Sep 22, 2009 · Amount on Record
Deed Document Number	433291
Deed Book / Page	D650 / 001
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	485 JACKSON BR, RICHMOND, KY 40475-9416
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01825/181
Date	Sep 21, 2018
Book Page	M01825/181
Instrument	2013982231

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 8, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	485 JACKSON BR, RICHMOND, KY 40475-9416
Transaction Type	Mortgage
Record Updated	Feb 2, 2024
Title Company	ACUITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2124/111
Date	Jan 6, 2022
Book Page	M2124/111
Instrument	2014071151

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,058.00 (-2.85%) Additional exemption filed	$112,300 (-)	$112,300 (-)
2023	$1,089.00	$112,300	$112,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (2015–2026)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2026 · 6 claims Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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