Jefferson County property record for 485 Hostler Rd, Harpers Ferry, WV 25425
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 810 sqft · built 1900 |
| Lot Size | 3.23 acres (140,699 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,430 (2026) |
| Deeds & Mortgages | Feb 2026 Sale Sep 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-20-0008.0000 |
| Primary APN | 02-20-0008.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 810 sqft Living Area |
| 1st Floor Area | 810 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Lot Area | 140,699 sqft (3.23 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 485 HOSTLER RD |
|---|---|
| City | HARPERS FERRY |
| State | WV |
| Zip | 25425-4655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.23 A., GROVE |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | HARPERS FERRY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 972701 |
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 485 HOSTLER RD, HARPERS FERRY, WV 25425-4655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed, Transfer CARDINAL TITLE GROUP LLC, CARDINAL TITLE PLLC |
| Sep 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHAEL HAEFNER |
| Dec 27, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Feb 3, 2026 |
| Property Address | 485 HOSTLER RD, HARPERS FERRY, WV 25425-4655 |
| Document Number | 001366/447 |
| Book / Page | 1366 / 447 |
| Map Reference | MB 26 PG 193 |
| Instrument Date | Feb 2, 2026 |
| Instrument | 202600001584 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2026 |
| Title Company | CARDINAL TITLE GROUP LLC, CARDINAL TITLE PLLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $710.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 485 HOSTLER RD, HARPERS FERRY, WV 25425-4655 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 303 WILLINGHAM RD, CHARLES TOWN, WV 25414-3772 |
| Document Number | 002519/650 |
|---|---|
| Date | Sep 6, 2023 |
| Book Page | 2519/650 |
| Instrument | 202300010285 |
| Name | MICHAEL HAEFNER |
|---|---|
| Type | Private Party |
| Address | 184 BEARING TREE WAY, SYLVA, NC 28779 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Dec 27, 2018 |
| Property Address | 485 HOSTLER RD, HARPERS FERRY, WV 25425-4655 |
| Document Number | 0000015199 |
| Book / Page | 001217 / 000142 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 15199 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | NTC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $963.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4656 BAKERTON RD HARPERS FERRY WV 254254034, HARPERS FERRY, WV 25425-4034 |
| Document Number | 15200 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 002209/000574 |
| Instrument | 15200 |
| Name | PRIMELENDING |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2048 |
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,430.00 (-8.16%) | $62,000 (-7.46%) Land $57,100 Building $4,900 | $103,333 (-7.57%) Land $95,167 Building $8,167 |
| 2025 | $1,557.00 (+0.84%) | $67,000 (+1.36%) Land $52,400 Building $14,600 | $111,800 (+1.45%) Land $87,400 Building $24,400 |
| 2023 | $1,544.00 | $66,100 Land $52,400 Building $13,700 | $110,200 Land $87,400 Building $22,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 43% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK HILL MOBILE HOME COMMUNITY LLC private · serves 172 people · EPA ID WV3301949 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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