485 Heaton Rd, Marble, NC 28905 Property Records

Cherokee County property record for 485 Heaton Rd, Marble, NC 28905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,256 sqft · built 1968
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jul 2026)
Tax Bill	$706 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551402979254000`

Property Details

APN / Parcel Number

Primary APN	`551402979254000`
Alternative APNs	`44349` `57687`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,256 sqft Heated Area
Gross Area	1,600 sqft
1st Floor Area	1,256 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	192 ft deep x 165 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	57687
Street Address	485 HEATON RD
City	MARBLE
State	NC
Zip	28905-8435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK B MALTBY HOMESITES 1543/585
Legal Subdivision	MALTBY HOMESITES
Legal Block	B
Legal Lot Number	8
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1022
Census Tract	930402

Owner

Source: Cherokee County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	485 HEATON RD, MARBLE, NC 28905-8435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Jun 8, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Jun 8, 2022 · Amount on Record
Deed Document Number	20263333
Deed Book / Page	1804 / 1411
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 2, 2026
Property Address	485 HEATON RD, MARBLE, NC 28905-8435
Document Number	0000003333
Book / Page	1804 / 1411
Instrument Date	Jun 12, 2026
Instrument	20263333
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 HEATON RD, MARBLE, NC 28905-8435

Mortgage

Document Number	0000003334,
Date	Jul 2, 2026
Instrument	20263334

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 8, 2022
Property Address	485 HEATON RD, MARBLE, NC 28905-8435
Document Number	01713/1479
Book / Page	1713 / 1479
Map Reference	CAB A SL 12
Instrument Date	May 11, 2022
Instrument	3825
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 ATOAH RD, 185, ROBBINSVILLE, NC 28771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 TREY TRL, LINCOLNTON, NC 28092-4353

Mortgage

Document Number	0017131483
Date	Jun 8, 2022
Instrument	1713/1483

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$706.00	$93,530 (-)	$93,530 (-) Land $15,000 Building $78,530
2023		$93,530	$93,530 Land $15,000 Building $78,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLE COMMUNITY WTR SYSTEM private · serves 999 people · EPA ID NC0120025
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Peachtree Broadband Fiber, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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