485 Hames Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 485 Hames Rd, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,563 sqft · built 1976
Lot Size2.57 acres (112,298 sqft)
Owner2 Company Names on File
Last Sale$632,000 (Aug 2011)
Tax Bill$9,906 (2025)
Deeds & MortgagesJul 2026 Transfer
Apr 2026 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN108-051-38

Property Details

APN / Parcel Number

Primary APN108-051-38
Alternative APN
  • 108-051-38-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,563 sqft Living Area
Gross Area3,103 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area112,298 sqft
TerrainSteep
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces
Deck Area605 sqft
Patio Area605 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address485 HAMES RD
CityWATSONVILLE
StateCA
Zip95076-0235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCORRALITOS RHO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1009
Census Tract122402

Owner

Source: Santa Cruz County records · APN 108-051-38

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address485 HAMES RD, WATSONVILLE, CA 95076-0235
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Correction Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 02, 2026Grant Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 01, 2022Deed of Trust, Mortgage · Line of Credit
BAY FCU
Jun 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
SEA WEST COAST GUARD FCU
May 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 05, 2011 · Amount on Record
Deed SaleAug 05, 2011 · Amount on Record
Deed Document Number201131304
Last Transfer DateJun 18, 2026
Transfer Doc0000016757
Record UpdatedSep 20, 2026

July 2026: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 24, 2026
Property Address485 HAMES RD, WATSONVILLE, CA 95076-0235
Document Number0000016757
Instrument DateJun 18, 2026
Instrument202616757
Transaction TypeTransfer
Record UpdatedAug 06, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address485 HAMES RD, WATSONVILLE, CA 95076-0235

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 02, 2026
Property Address485 HAMES RD, WATSONVILLE, CA 95076-0235
Document Number0000007289
Instrument DateSep 03, 2025
Instrument20267289
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address485 HAMES RD, WATSONVILLE, CA 95076-0235

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address485 HAMES RD, WATSONVILLE, CA 95076-0235
Transaction TypeMortgage
Record UpdatedApr 12, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address485 HAMES RD, WATSONVILLE, CA 95076-0235

Mortgage

Document Number0000010460
DateApr 01, 2022
Instrument2022-0010460
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 15, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address485 HAMES RD, WATSONVILLE, CA 95076-0235
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017905
DateJun 28, 2019
Instrument2019-0017905
Lender
NameSEA WEST COAST GUARD FCU
TypeCredit Union
AddressOAKLAND, CA 94605
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 01, 2039

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address485 HAMES RD, WATSONVILLE, CA 95076-0235
Document Number0000017679
Instrument DateMay 18, 2020
Transaction TypeMortgage
Record UpdatedJun 08, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address485 HAMES RD WATSONVILLE CA 950760235, WATSONVILLE, CA 95076-0235

Mortgage

Document Number0000017679
DateMay 22, 2020
Instrument17679
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 21, 2040

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$809,110 (+2%) Land $399,133 Building $409,977
2025$9,906.00 (+7.71%) Homeowner's exemption$793,245 (+4.04%) Land $391,307 Building $401,938
2024$9,197.00 (+1.7%)
2023$9,043.00 (+2%) Homeowner's exemption$762,443 Land $376,112 Building $386,331$978,750
2022$8,866.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of California
Wildfire LikelihoodAbout 1 in 671 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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