485 Gregory Dr, Grand Junction, CO 81504 Property Records

Mesa County property record for 485 Gregory Dr, Grand Junction, CO 81504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,270 sqft · built 2003
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Nov 2024)
Tax Bill	$1,477 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2943-161-14-003`

Property Details

APN / Parcel Number

Primary APN	`2943-161-14-003`
Alternative APN	`R042412`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,270 sqft Living Area
Gross Area	1,683 sqft
1st Floor Area	895 sqft
Upper Floors Area	375 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	413 sqft
Porch	Open/Unfinished Porch
Porch Area	84 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R042412
Street Address	485 GREGORY DR
City	GRAND JUNCTION
State	CO
Zip	81504-5843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 1 RUBY MEADOWS SUBDIVISION SEC 16 1S 1E & AN UND INT IN TRACT A -0.13AC
Legal Range	001
Legal Township	01S
Legal Section	16
Legal Subdivision	RUBY MEADOWS SUBDIVISION
Legal Tract	A
Legal Block	1
Legal Lot Number	3
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	1
Census Block	1017
Census Tract	802

Owner

Source: Mesa County records, as of August 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	485 GREGORY DR, GRAND JUNCTION, CO 81504-5843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 3, 2020	Special Warranty Deed, Transfer · FHA Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2024 · Amount on Record
Deed Sale	Nov 14, 2024 · Amount on Record
Prior Sale	Apr 3, 2020 · Amount on Record
Deed Document Number	20243109508
Prior Transfer Date	Nov 8, 2006
Prior Transfer Doc	0002348221
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Recording Date	Aug 5, 2026
Property Address	485 GREGORY DR, GRAND JUNCTION, CO 81504-5843
Document Number	0003166936
Instrument Date	Jul 28, 2026
Instrument	20263166936
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 GREGORY DR, GRAND JUNCTION, CO 81504-5843

Mortgage

Document Number	0003166936,
Date	Aug 5, 2026
Instrument	20263166936

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	485 GREGORY DR, GRAND JUNCTION, CO 81504-5843
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003054467
Date	Jan 23, 2023
Instrument	3054467

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Feb 13, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Apr 3, 2020
Property Address	485 GREGORY DR, GRAND JUNCTION, CO 81504-5843
Document Number	0002919739
Map Reference	MB 18 PG 374
Instrument Date	Apr 3, 2020
Instrument	2919739
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	485 GREGORY DR, GRAND JUNCTION, CO 81504-5843

Mortgage

Document Number	0002919740
Date	Apr 3, 2020
Instrument	2919740

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,477.00 (+27.55%)	$18,750 (+15.31%) Land $3,940 Building $14,810	$299,900 (+23.58%) Land $63,000 Building $236,900
2024	$1,158.00 (+0.61%)	$16,260 (-) Land $3,000 Building $13,260
2023	$1,151.00 (-0.09%)	$16,260 (+1.82%) Land $3,000 Building $13,260	$242,680 (+5.67%) Land $44,840 Building $197,840
2022	$1,152.00	$15,970 Land $3,480 Building $12,490
2021			$229,660 Land $50,000 Building $179,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON WD serves 34,500 people · EPA ID CO0139180
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Gregory Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures