485 Graves Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 485 Graves Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,669 sqft · built 1945
Lot Size	0.186 acres (8,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$810,000 (Apr 2024)
Tax Bill	$10,433 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jun 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`488-020-02-00`

Property Details

APN / Parcel Number

Primary APN	`488-020-02-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,669 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	8,087 sqft (0.186 acres)

Location & Zoning

Street Address	485 GRAVES AVE
City	EL CAJON
State	CA
Zip	92020-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-4300
Legal Description	LOT 17 W 140 FT OF S 1/2 TR 001896
Legal Subdivision	VALLEY ACRES
Legal Tract	001896
Legal Block	2
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	16301

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	485 GRAVES AVE, EL CAJON, CA 92020-3601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Grant Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
Jun 7, 2021	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 14, 2020	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 5, 2019	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 11, 2018	Grant Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP
Jul 31, 2017	Quit Claim Deed, Transfer LAWYERS TITLE
Jul 31, 2017	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Prior Sale	Nov 5, 2019 · Amount on Record
Deed Document Number	202492140
Prior Transfer Date	Jul 21, 2017
Prior Transfer Doc	0000343807
Record Updated	Sep 20, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 12, 2024
Property Address	485 GRAVES AVE, EL CAJON, CA 92020-3601
Document Number	0000092140
Map Reference	MAP 1896
Instrument Date	Mar 19, 2024
Instrument	2024-0092140
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	485 GRAVES AVE, EL CAJON, CA 92020-3601

Mortgage

Document Number	0000092141
Date	Apr 12, 2024
Instrument	2024-0092141

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	485 GRAVES AVE, EL CAJON, CA 92020-3601
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 GRAVES AVE, EL CAJON, CA 92020-3601

Mortgage

Document Number	0000420632
Date	Jun 7, 2021
Instrument	2021-0420632

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	485 GRAVES AVE, EL CAJON, CA 92020-3601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000458547
Date	Aug 14, 2020
Instrument	2020-0458547

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 5, 2019
Property Address	485 GRAVES AVE, EL CAJON, CA 92020-3601
Document Number	0000507710
Map Reference	MAP 1896
Instrument Date	Oct 28, 2019
Instrument	2019-0507710
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	485 GRAVES AVE, EL CAJON, CA 92020-3601
Investor	Possibly a Property Investor

Mortgage

Document Number	0000507711
Date	Nov 5, 2019
Instrument	2019-0507711

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 11, 2018
Property Address	485 GRAVES AVE, EL CAJON, CA 92020-3601
Document Number	0000422615
Map Reference	MAP 1896
Instrument Date	Aug 22, 2018
Instrument	2018-0422615
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4420 HOTEL CIRCLE CT, SAN DIEGO, CA 92108-3411
Investor	Possibly a Property Investor

Mortgage

Document Number	0000422616
Date	Oct 11, 2018
Instrument	2018-0422616

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2017
Property Address	485 GRAVES AVE, EL CAJON, CA 92020-3601
Document Number	0000343807
Instrument Date	Jul 21, 2017
Instrument	343807
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	30464 LONGHORN DR CANYON LAKE CA 925877647, CANYON LAKE, CA 92587-7647

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2017
Property Address	485 GRAVES AVE, EL CAJON, CA 92020-3601
Document Number	0000343808
Instrument Date	Jul 21, 2017
Instrument	343808
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$363.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	485 GRAVES AVE EL CAJON CA 920203601, EL CAJON, CA 92020-3601

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$842,724 (+2%) Land $520,200 Building $322,524
2025	$10,433.00 (+50.92%)	$826,200 (+55.33%) Land $510,000 Building $316,200
2023	$6,913.00 (-7.88%)	$531,894 Land $294,329 Building $237,565
2022	$7,504.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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