485 E Estates Pl, Oak Creek, WI 53154 Property Records

Milwaukee County property record for 485 E Estates Pl, Oak Creek, WI 53154

Property Summary

Property TypeSingle Family Home
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$290,000 (Jul 2022)
Tax Bill$5,454 (2024)
Deeds & MortgagesMay 2026 Mortgage
Jul 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN907-0152-000

Property Details

APN / Parcel Number

Primary APN907-0152-000
Alternative APN
  • 109070152000

Exterior

Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Street Address485 E ESTATES PL
CityOAK CREEK
StateWI
Zip53154-5121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionHARBOR SUBDIVISION NW1/4 SEC. 28-5-22 LOT 2 BLOCK 1
Legal Range22E
Legal Township05N
Legal Section28
Legal SubdivisionHARBOR SUBDIVISION
Legal Block1
Legal Lot Number2
JurisdictionMILWAUKEE WI
Township / Civil DivisionOAK CREEK
Census Block Group2
Census Block2009
Census Tract160302

Owner

Source: Milwaukee County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address485 E ESTATES PL, OAK CREEK, WI 53154-5121
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
MARINE CREDIT UNION
Jul 25, 2022Warranty Deed, Transfer · Conventional Mortgage
MARINE CU
Nov 19, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2022 · Amount on Record
Deed SaleJul 25, 2022 · Amount on Record
Prior SaleNov 19, 2021 · Amount on Record
Deed Document Number202211269042
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Recording DateMay 7, 2026
Property Address485 E ESTATES PL, OAK CREEK, WI 53154-5121
Document Number0011599347
Instrument DateMay 1, 2026
Instrument202611599347
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address485 E ESTATES PL, OAK CREEK, WI 53154-5121

Mortgage

Document Number0011599347,
DateMay 7, 2026
Instrument202611599347
Lender
NameMARINE CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2041
Interest
Rate TypeFixed Rate
Rate5.77%
Initial TypeFixed Rate
Max Rate-1%

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILWAUKEE WI
Recording DateJul 25, 2022
Property Address485 E ESTATES PL, OAK CREEK, WI 53154-5121
Document Number0011269042
Instrument DateJul 21, 2022
Instrument11269042
Transaction TypeTransfer
Record UpdatedJun 18, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011269043
DateJul 25, 2022
Instrument11269043
Lender
NameMARINE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate6.98%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2027
Change FrequencyAnnually
Min Rate At Change6.98%
Max Rate At Change8.98%
Index1-Year CMT
Max Rate12.9%

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILWAUKEE WI
Recording DateNov 19, 2021
Property Address485 E ESTATES PL, OAK CREEK, WI 53154-5121
Document Number0011189073
Instrument DateNov 17, 2021
Instrument11189073
Transaction TypeTransfer
Record UpdatedJun 18, 2026

Transaction

AmountAmount Recorded
Tax$510.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyMilwaukee County
MunicipalityOak Creek City
Unified School DistrictOak Creek-Franklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$332,100 (+3.07%) Land $76,600 Building $255,500$345,100 (+4.48%)
2024$5,454.00 (+7.21%)$322,200 (+21.77%) Land $71,000 Building $251,200$330,300 (+18.3%)
2022$5,087.00$264,600 Land $71,000 Building $193,600$279,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK CREEK WATERWORKS
serves 32,104 people · EPA ID WI2410172
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2019
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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