485 Chesnee Rd, Columbus, NC 28722 Property Records

Polk County property record for 485 Chesnee Rd, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,508 sqft · built 1935
Lot Size	1.88 acres (81,893 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (May 2019)
Tax Bill	$1,484 (2026)
Deeds & Mortgages	Mar 2022 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P118-40`

Property Details

APN / Parcel Number

Primary APN	`P118-40`
Alternative APN	`57039`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1950
Lot Area	81,893 sqft (1.88 acres)
Garage Type	Carport
Garage Area	484 sqft
Carport	Carport
Carport Area	484 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Account Number	57039
Street Address	485 CHESNEE RD
City	COLUMBUS
State	NC
Zip	28722-9693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	600, 600 600 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	2
Census Block	2016
Census Tract	920101

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8742 S NC 9 HWY, COLUMBUS, NC 28722-9651
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 31, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Dec 31, 1997
Deed Book / Page	440 / 2254
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	485 CHESNEE RD, COLUMBUS, NC 28722-9693
Transaction Type	Mortgage
Record Updated	Mar 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000468/513
Date	Mar 9, 2022
Book Page	468/513

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 31, 2019
Property Address	485 CHESNEE RD, COLUMBUS, NC 28722-9693
Document Number	00440/2254
Book / Page	440 / 2254
Instrument Date	May 29, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 CHESNEE RD, COLUMBUS, NC 28722-9693

Mortgage

Document Number	00440/2257
Date	May 31, 2019
Book Page	440/2257

Lender

Name	HOMETRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,484.00	$279,265 (-) Land $48,640 Building $230,625	$279,265 (-) Land $48,640 Building $230,625
2025	$1,484.00 (+93.48%)	$279,265 (+132.27%) Land $48,640 Building $230,625	$279,265 (+132.27%) Land $48,640 Building $230,625
2023	$767.00	$120,234 Land $38,800 Building $81,434
2021			$120,234 Land $38,800 Building $81,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chesnee Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures