485 Belvidere St E, Saint Paul, MN 55107 Property Records

Ramsey County property record for 485 Belvidere St E, Saint Paul, MN 55107

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 1.75 ba · 2,624 sqft · built 1893
Lot Size	0.113 acres (4,920 sqft)
Owner	Company Name on File
Last Sale	$425,000 (Jul 2023)
Tax Bill	$6,664 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-28-22-33-0009`

Property Details

APN / Parcel Number

Primary APN	`09-28-22-33-0009`
Alternative APNs	`8308546` `605196`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	4 Units
Building Area	2,624 sqft Total Area

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1988
Lot Area	4,920 sqft (0.113 acres)
Lot Dimensions	123 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	605196
Street Address	485 BELVIDERE ST E
City	SAINT PAUL
State	MN
Zip	55107-2461
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	PAUL MARTINS 1ST ADDITION,TO LOT 10 BLK 3
Legal Range	22
Legal Township	28
Legal Section	09
Legal Subdivision	PAUL MARTINS 1ST ADDITION,TO
Legal Block	3
Legal Lot Number	10
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1026
Census Tract	37200

Owner

485 Belvidere St E, a residential property, is owned by a company that bought it in July 2023.

Source: Ramsey County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	7800 METRO PKWY, MINNEAPOLIS, MN 55425-1514
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Warranty Deed, Transfer · Commercial Mortgage ROYAL CU
Dec 18, 2019	Warranty Deed, Transfer · Conventional Mortgage LEADERONE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023 · Amount on File
Deed Sale	Jul 25, 2023 · Amount on File
Prior Sale	Jul 25, 2023 · Amount on File
Deed Document Number	20234995886
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 25, 2023
Property Address	485 BELVIDERE ST E, SAINT PAUL, MN 55107-2461
Document Number	0A04995886
Instrument Date	Jul 25, 2023
Instrument	A04995886
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 4TH ST E STE 720, 720, SAINT PAUL, MN 55101-1907

Mortgage

Document Number	0A04995887
Date	Jul 25, 2023
Instrument	A04995887

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 20, 2048

Interest

Rate Type	Adjustable Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 18, 2019
Property Address	485 BELVIDERE ST E, SAINT PAUL, MN 55107-2461
Document Number	0004788744
Instrument Date	Nov 13, 2019
Instrument	4788744
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	LEGACY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,071.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 BELVIDERE ST E ST PAUL MN 551072461, ST PAUL, MN 55107-2461

Mortgage

Document Number	4788745
Date	Dec 18, 2019
Instrument	4788745

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$399,000 Land $80,000 Building $319,000	$399,000 Land $80,000 Building $319,000
2024	$6,664.00 (-1.36%)
2023	$6,756.00	$331,500 Land $80,000 Building $251,500	$331,500 Land $80,000 Building $251,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 485 Belvidere St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 485 Belvidere St E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Verizon.

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