48497 Co Rd FF, Wray, CO 80758 Property Records

Yuma County property record for 48497 Co Rd FF, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1981
Lot Size	3.4 acres (148,104 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Sep 2007)
Tax Bill	$1,680 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Apr 2021 Mortgage + 1 more
APN	`R414090`

Property Details

APN / Parcel Number

Primary APN	`R414090`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,456 sqft Living Area
Basement Area	1,456 sqft
Finished Basement	1,456 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	148,104 sqft (3.4 acres)
Garage Type	Detached
Garage Area	1,248 sqft
Parking Spaces	5 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	48497 COUNTY ROAD FF
City	WRAY
State	CO
Zip	80758-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34 4-N-44 A TR OF LAND IN THE SE1/4 3.40 M/L
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	2
Census Block	2028
Census Tract	963100

Owner

48497 Co Rd FF is owned and occupied by an individual who bought it in September 2007.

Source: Yuma County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	48497 COUNTY ROAD FF, WRAY, CO 80758-9506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit WRAY STATE BANK
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2007 · Amount on File
Deed Sale	Sep 28, 2007 · Amount on File
Deed Document Number	2007534866
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	48497 COUNTY ROAD FF, WRAY, CO 80758-9506
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48497 COUNTY ROAD FF, WRAY, CO 80758-9506

Mortgage

Document Number	0000583741
Date	Feb 22, 2022
Instrument	583741

Lender

Name	WRAY STATE BANK
Type	Bank
Address	WRAY, CO 80758

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	48497 COUNTY ROAD FF, WRAY, CO 80758-9506
Transaction Type	Mortgage
Record Updated	May 13, 2021
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48497 COUNTY ROAD FF, WRAY, CO 80758-9506

Mortgage

Document Number	581131
Date	Apr 1, 2021
Instrument	581131

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	48497 COUNTY ROAD FF, WRAY, CO 80758-9506
Transaction Type	Mortgage
Record Updated	Jul 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00576104
Date	Jun 25, 2019
Instrument	00576104

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 48497 Co Rd FF was $1,680, up 0.1% from the year before.

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,680.00 (+0.06%)
2025	$1,679.00	$21,030
2024			$336,390 (+12.37%)
2023	$1,191.00 (-11.84%)	$23,828 (+20.85%) Land $796 Building $23,032	$299,350 (+20.85%) Land $10,000 Building $289,350
2022	$1,351.00	$19,717 Land $796 Building $18,921	$247,700 Land $10,000 Building $237,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 48497 Co Rd FF; there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	3 (1982–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48497 Co Rd FF is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 74% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PC Telcorp Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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