4849 Ridgewood Rd, Monroe, GA 30656 Property Records

Walton County property record for 4849 Ridgewood Rd, Monroe, GA 30656

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,310 sqft · built 1999
Lot Size2.4 acres (104,544 sqft)
OwnerIndividual Name on File
Last Sale$161,900 (Sep 2015)
Tax Bill$3,501 (2025)
Deeds & MortgagesSep 2022 Mortgage
Sep 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNN058A-020

Property Details

APN / Parcel Number

Primary APNN058A-020
Alternative APN
  • 23957

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,310 sqft Heated Area
1st Floor Area1,320 sqft
Basement Area1,320 sqft
Unfinished Basement1,320 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2003
Exterior MaterialFiber Cement Siding
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area104,544 sqft (2.4 acres)
TerrainHigh

Exterior Amenities

Pool Area448 sqft
PorchOpen Porch
Porch Area264 sqft
Deck Area380 sqft
Patio Area380 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number23957
Street Address4849 RIDGEWOOD RD
CityMONROE
StateGA
Zip30656-3887
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal Description#21 RIDGEWOOD 2.40AC
Legal SubdivisionRIDGEWOOD
Legal Lot Number21
JurisdictionWALTON GA
Township / Civil DivisionCAMPTON
Census Block Group2
Census Block2011
Census Tract110101

Owner

4849 Ridgewood Rd is owned and occupied by an individual who bought it in September 2015.

Source: Walton County records, as of March 5, 2026

Owner of RecordIndividual Name on File
Mailing Address4849 RIDGEWOOD RD, MONROE, GA 30656-3887
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATION STAR MORTGAGE
Sep 28, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Apr 27, 2020Grant Deed, Transfer · Conventional Mortgage
PRIMARY RESID'L MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2015 · Amount on File
Deed SaleSep 22, 2015 · Amount on File
Prior SaleJun 11, 1999 · Amount on File
Deed Document Number0003825386
Deed Book / Page3825 / 386
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON GA
Property Address4849 RIDGEWOOD RD, MONROE, GA 30656-3887
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4849 RIDGEWOOD RD, MONROE, GA 30656-3887

Mortgage

Document Number0052080000000001
DateSep 13, 2022
Book Page0000005208/0000000001
Instrument2022013829
Lender
NameNATION STAR MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON GA
Property Address4849 RIDGEWOOD RD, MONROE, GA 30656-3887
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4849 RIDGEWOOD RD, MONROE, GA 30656-3887

Mortgage

Document Number0049770000000319
DateSep 28, 2021
Book Page0000004977/0000000319
Instrument2021018033
Lender
NameTRUIST BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 1, 2046

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWALTON GA
Recording DateApr 27, 2020
Property Address4849 RIDGEWOOD RD, MONROE, GA 30656-3887
Document Number0045770431
Book / Page004577 / 000431
Instrument DateApr 17, 2020
Instrument5197
Transaction TypeTransfer
Record UpdatedMay 19, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$323.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4849 RIDGEWOOD RD MONROE GA 306563887, MONROE, GA 30656-3887

Mortgage

Document Number45770433
DateApr 27, 2020
Book Page004577/000433
Instrument5198
Lender
NamePRIMARY RESID'L MTG
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 26, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4849 Ridgewood Rd was $3,501 with a homeowner's exemption.

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,501.00 Homeowner's exemption$160,960 Land $27,360 Building $133,600$402,400 Land $68,400 Building $334,000
2023$3,228.00 (-17.23%) Homeowner's exemption$135,840 (+16.46%) Land $22,800 Building $113,040$339,600 (+16.46%) Land $57,000 Building $282,600
2022$3,900.00 Homeowner's exemption$116,640 Land $17,960 Building $98,680$291,600 Land $44,900 Building $246,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4849 Ridgewood Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4849 Ridgewood Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.8% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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