4849 Pebble Beach Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4849 Pebble Beach Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,670 sqft · built 2007
Lot Size	0.355 acres (15,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (May 2018)
Tax Bill	$3,718 (2024)
Deeds & Mortgages	Aug 2019 Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-04-34-28-160-3420-0760`

Property Details

APN / Parcel Number

Primary APN	`C-04-34-28-160-3420-0760`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,670 sqft Living Area
1st Floor Area	2,155 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,500 sqft (0.355 acres)
Lot Dimensions	150 ft deep x 103 ft wide
Garage Type	Finished
Garage Area	558 sqft
Driveway	Driveway
Driveway Area	544 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	510 sqft
Porch	Open Porch
Porch Area	524 sqft
Patio Area	1,117 sqft
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4849 PEBBLE BEACH DR
City	SEBRING
State	FL
Zip	33872-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 76 BLK 342
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	342
Legal Lot Number	76
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2025
Census Tract	960503

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4849 PEBBLE BEACH DR, SEBRING, FL 33872-1737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Sep 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 17, 2018	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2018 · Amount on Record
Deed Sale	May 17, 2018 · Amount on Record
Prior Sale	May 17, 2018 · Amount on Record
Deed Document Number	0001896981
Deed Book / Page	2636 / 1194
Last Transfer Date	Sep 2, 2020
Transfer Doc	0001997211
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4849 PEBBLE BEACH DR, SEBRING, FL 33872-1737
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001952211
Date	Aug 15, 2019
Book Page	2707/1125
Instrument	1952211

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 2, 2020
Property Address	4849 PEBBLE BEACH DR, SEBRING, FL 33872-1737
Document Number	0001997211
Book / Page	002770 / 001577
Instrument Date	Aug 31, 2020
Instrument	1997211
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4849 PEBBLE BEACH DR SEBRING FL 338721737, SEBRING, FL 33872-1737

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 17, 2018
Property Address	4849 PEBBLE BEACH DR, SEBRING, FL 33872-1737
Document Number	0001896981
Book / Page	2636 / 1194
Map Reference	MB10 PG4
Instrument Date	May 4, 2018
Instrument	1896981
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3410 ANGUILLA WAY, 3410, NAPLES, FL 34119-1615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3977 CHESAPEAKE ST, SPRINGDALE, AR 72762-8265

Mortgage

Document Number	0001896983
Date	May 17, 2018
Instrument	1896983

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$297,627 (+5.99%)	$364,948 (-4.83%) Land $46,508 Building $318,440
2024	$3,718.00 (+1.75%)
2023	$3,654.00 (+3.6%) Homeowner's exemption	$280,815 (+5.43%)	$383,479 (+13.8%) Land $38,756 Building $344,723
2022	$3,527.00 Homeowner's exemption	$266,357	$336,983 Land $36,172 Building $300,811

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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