Macomb County property record for 48481 Harbor Dr, Chesterfield, MI 48047
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,127 sqft · built 1948 |
| Lot Size | 0.032 acres (1,394 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $109,900 (Jul 2017) |
| Tax Bill | $2,296 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 15-09-27-177-010 |
| Primary APN | 15-09-27-177-010 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,127 sqft Living Area |
| Gross Area | 1,128 sqft |
| 1st Floor Area | 902 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 1,394 sqft (0.032 acres) |
| Lot Dimensions | 23 ft deep x 60 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 48481 HARBOR DR |
|---|---|
| City | CHESTERFIELD |
| State | MI |
| Zip | 48047-3457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B RES |
| Legal Description | ANCHOR BAY HARBOR LOT 148 |
| Legal Subdivision | ANCHOR BAY HARBOR |
| Legal Lot Number | 148 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 222800 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48481 HARBOR DR, CHESTERFIELD, MI 48047-3457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Nov 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 10, 2017 | Warranty Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2017 · Amount on Record |
| Deed Sale | Jul 10, 2017 · Amount on Record |
| Deed Document Number | 20177085123 |
| Deed Book / Page | 24815 / 824 |
| Prior Transfer Date | May 31, 2006 |
| Prior Transfer Doc | 0000098007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 48481 HARBOR DR, CHESTERFIELD, MI 48047-3457 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 48481 HARBOR DR, CHESTERFIELD, MI 48047-3457 |
| Document Number | 2200027289 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | 28458/819 |
| Instrument | 202200027289 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 48481 HARBOR DR, CHESTERFIELD, MI 48047-3457 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 48481 HARBOR DR, CHESTERFIELD, MI 48047-3457 |
| Document Number | 0000146501 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 27198/329 |
| Instrument | 2146501 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jul 10, 2017 |
| Property Address | 48481 HARBOR DR, CHESTERFIELD, MI 48047-3457 |
| Document Number | 0000085123 |
| Book / Page | 24815 / 824 |
| Map Reference | LB 20 PG 47 |
| Instrument Date | Dec 1, 2014 |
| Instrument | 7085123 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $946.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48481 HARBOR DR, CHESTERFIELD, MI 48047-3457 |
| Document Number | 0000085124 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 7085124 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Chesterfield Township |
| Unified School District | Anchor Bay School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,300 (+11.83%) | $162,600 (+11.83%) | |
| 2025 | $2,296.00 (+14.23%) Homeowner's exemption | $72,700 (+11.67%) | $145,400 (+11.67%) |
| 2023 | $65,100 | $130,200 | |
| 2022 | $2,010.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 41 (1979–2020) |
| Claims Outside the SFHA | 7 of 41 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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